I recently worked with a consulting client who had this problem: because of a previous (serious) cancer diagnosis, he is unable to qualify for life insurance. How can he protect his family in case he dies soon?
405 – The Health Insurance Series Part 6: HCSM Wrap-Up, Self-Insurance, Direct Primary Care/Concierge Care, Catastrophic Coverage, Dread Disease/Critical Illness Insurance, Doctors on Call
Today we discuss catastrophic protection, deductibility, HSA compliance, pre-existing conditions, self-insurance and more. Enjoy!
404 – The Health Insurane Series, Part 5: Health Care Sharing Ministries (this is how we pay for our health care costs in the Sheats family)
Today I tell you why we don’t have health insurance in my family and what we do instead! We continue our health insurance series today with a discussion of Christian Health Care Sharing Ministries.
As with most taxes, the Obamacare tax penalty is, in some ways, optional. In today’s show I teach you all of the ways that I know to escape it!
397 – The Health Insurance Series, Part 3: The Premium Tax Credit (PTC): What It Is, How It Works, and How to Maximize Your Cash From It
The Premium Tax Credit is for those with income between 100% and 400% of the Federal Poverty Level who buy health insurance via government-run marketplace.
395 – The Health Insurance Series, Part 2: Why I’m Opposed to Obamacare (And Will Probably Be Opposed to Trumpcare When It Comes Along)
Today, I share my thoughts on the Trump/Clinton election and connect it with a discussion of why I’m philosophically and morally opposed to Obamacare.
393 – The Health Insurance Series, Part 1: Your Health Is More Important Than Your Health Care or Health Insurance
Today we begin a journey through the wild world of health insurance, a topic that’s utterly frustrating to navigate and incredibly divisive in philosophy.
358 – Taxation of Disability Insurance, Can I Get Disability Payments for Pregnancy, Types of Policies Such as Business Overhead Expense Insurance, Disability Buy-Out Policies, Guaranteed Issue Plans, and More!
Today we round out the 4-part disability series with a wrap-up of key concepts, taxation of premiums, types of policies, pregnancy and audience Q&A.
354 – Disability Insurance: Benefit Amounts, Needs Analysis, Group vs. Individual, Definitions of Disability (Own Occ vs. Any Occ), Policy Provisions (Total Disability, Partial, etc.) and More!
Today we continue our disability insurance series and discuss benefit amounts, needs analysis, group vs. individual, definitions of “disability” and more!
352: Friday Q&A- Should I Purchase My Personal House in an LLC, How do I Know if My Life Insurance Agent is Advising the Right Amount
Should I purchase my personal house in an LLC? How do I know if my life insurance agent is advising the right amount of insurance to own? Find out!
339: Long-Term Disability vs Short-Term Disability, Benefit Period, Elimination Period, Noncancellable vs. Guaranteed Renewable Continuance Provisions
Today we continue our disability insurance series and discuss policy comparisons, benefit periods, elimination periods and continuance provisions. Enjoy!
If you could only choose one type of insurance to have, it should be disability insurance. In today’s show, I seek to persuade you to agree with me.
328: Friday Q&A – The Language of Marginal Tax Deductions, Volunteering as an Income Tax Preparer for Low Income People, and Are Cash Value Life Insurance Policies a Good Place for an Emergency Fund
Today we discuss the language of marginal tax deductions, volunteering as an income tax preparer for low income people and more!
I’m on Spring Break this week, so I’m posting an episode of Stacking Benjamins which featured my advice on how to invest to be Dave Ramsey.
307-Friday Q&A: Thoughts on Giving Unsolicited Advice, Average Rate of Return vs. Real Rate of Return, Group Life Insurance and Long-Term Disability Insurance Decisions, and More!
Today, we cover thoughts on Giving Unsolicited Advice, Average vs. Real Rate of Return, Group Life Insurance, Long-Term Disability Insurance and more!
299-The Philosophy of Modern Survivalism and Permaculture as Applied to Financial Planning: Interview with Jack Spirko, Host of The Survival Podcast
I’ve long admired Jack Spirko and his show “The Survival Podcast” as a voice of reason in an industry fueled by hyperbole and fear. Enjoy the interview!
296-The Collapse of MF Global, Breakdown of Trust in the Financial Systems, the Prospect of Global War, and What It’s Like to Be a Tax Protester on the Lam: Interview with Ann Barnhardt
My guest today is Ann Barnhardt. During her interview we discuss her predictions for future world events and what led her to become a tax protester.
294-Friday Q&A: Liability Insurance, Life Insurance for a Stay-At-Home Mom, Real Estate Financing and Entities, And More!
Is umbrella liability insurance a good idea? Should I buy life insurance for my stay-at-home wife at my job? Get answers to this and more in today’s show!