Employee Benefits Planning

Stock options, deferred compensation programs, retirement plans, income tax doctrine and other employee benefit programs and plans.

Here are the topics covered in the Employee Benefits Planning section:

  • Employee Benefits Planning: Stock Options, Stock Plans, and Deferred Compensation
  • Employee Stock Options
  • Stock option provisions
    • Company restrictions
    • Transferability
    • Exercise price
    • Vesting
    • Expiration
    • Cashless exercise
  • Incentive stock options (ISOs)
    • Income tax implications of ISOs (regular, AMT, basis)
    • Income tax implications upon grant of ISO
    • Income tax implications upon exercise if ISO
    • Income tax implications upon sale of ISO
    • ISO holding period requirements
    • ISO disqualifying dispositions
    • ISO planning oportunities and strategies
  • Non-qualified stock options (NSOs)
  • Income tax implications of NSOs (regular, AMT, basis)
    • Income tax implications upon grant of NSO
    • Income tax implications upon exercise of NSO
    • Income tax implications upon sale of NSO
    • NSO gifting opportunities
    • NSO unvested/vested
    • NSO exercised/unexercised
    • NSO gift tax valuation
    • Payment of gift tax on NSOs
    • NSO planning opportunities and strategies
    • NSO employee benefits analysis and application
    • Planning strategies for employees with both incentive stock options and non-qualified stock options
    • Election to include in gross income in the year of transfer (§83(b) election)
  • Stock plans
  • Stock plan types and basic provisions
    • Restricted stock
    • Phantom stock
    • Stock appreciation rights
    • Employee stock purchase plan (ESPP)
    • Income tax implications of stock plans
    • Employee benefit analysis and application
    • Election to include in gross income in the year of transfer for Stock Plans §83(b) election
  • Non-qualified deferred compensation
    • Basic provisions and features of non-qualified deferred compensation plans compared to qualified plans
  • Types of deferred compensation plans and applications
    • Salary reduction plans
    • Salary continuation plans
    • Rabbi trusts
    • Secular trusts
  • Income tax implications of deferred compensation plans
    • Constructive receipt
    • Substantial risk of forfeiture
    • Economic benefit doctrine
    • Deferred compensation funding methods
    • Deferred compensation strategies

Subscribe to the Show!

Click to subscribe to The Radical Personal Finance Podcast on iTunes

Click to subscribe to The Radical Personal Finance Podcast on Google Play.

iTunes Reviews

- Benjamin Grossbaum

Great Podcast! Topics are covered in depth and are very informative. Very interesting content produc ...

- GomezLovesAgain

While asking the all-knowing google (small G) for a podcast on finances over a year and a half ago, ...

- Jonesmatr

The best way to learn about a wide range of finance topics. Joshua is very knowledgeable, and does a ...

- Futurepawn

Awesome podcast. Very inspirational. Helps keep me on track to financial independence. ...

- TypicalMillenial

I've been following Joshua for more than a year now, and RPF must be my favorite podcast. I lov ...

- Sarahs637

So informative. Joshua explores conventional & some off the wall approaches to finances. He ofte ...

- 98disco

Thank you ...

- furbabyvet

I enjoy the variety of subjects covered in this podcast. The host keeps it interesting talking about ...

- Trying2SaveUs

Always find these useful. Don't know where he finds the time but grateful he does. ...

- PT Money

Joshua is a master of the craft of financial education and podcasting. One of THE BEST SHOWS on the ...

- Shepherds from NC

Joshua's podcast has been a blessing to my husband and I as we begin our marriage and financial ...

- lenzbd

Great podcast with tons of useful information! I love the variation or topics within the category of ...

- DJfromPA

I really enjoy Radical Personal Finance. Joshua is informative and knowledgeable. Give it a listen, ...

- Jamila (JourneyToLaunch.com)

Radical Personal Finance is one of the first podcasts that I started listening to on my journey to F ...

- Nightcrawler1889

When it comes to financial planning Joshua has everyone beat. Most of his podcasts are in depth, wel ...

- Runner_js

I love Joshua's knowledgeable and insightful topics and his detailed advice is helpful and wort ...

- Superaquatropletmom

I listen daily. Deep high quality content ! ...

- J. Ramage

My favorite personal finance podcast because Joshua isn't afraid of detail and diving deep into ...

- Cgumpdesign

I think Josh provides an incredible service by diving into the meat of tough financial topics. He ma ...

Please understand that I will not be able to respond to every comment. RPF Community Guidelines.

Submit a Comment

Your email address will not be published. Required fields are marked *

Pin It on Pinterest