Radical Testimonials

Don't take my word for it! Here's what others are saying about the Radical Personal Finance Podcast.
  • Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning - Joshua Sheats @ RadicalPersonalFinance, Certified Financial Planner / Advisor, Early Retirement / Wealth Creation Coach
    by iTunes Store on May 25, 2018 at 2:12 pm

    Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence. […]

  • Great listen
    by Unbiased Observer on May 18, 2018 at 2:43 pm

    Josh does a great job with laying out advice on how to successfully look at your finances. Highly recommended podcast! […]

  • Selling some financial program and bible verses
    by Synesthë on May 16, 2018 at 11:23 pm

    Honestly this podcast is mostly the host trying to get you to buy his financial program (for $300!) plus bible verses and scripture. There are much better personal finance podcast out there that don’t try to make money off of selling listeners bogus programs. […]

  • Radically Good Personal Finance Podcast!
    by Andre "The Giant" Roussimoff on May 16, 2018 at 1:57 pm

    Joshua provides great advice on a huge variety of topics that aren't at first obvious. His take on personal finance is different than anyone else I have come across including: how to enjoy your life now, how to gain financial independence within 10 years and even his ideas on protecting your privacy and personal freedom. Really can't recommend this podcast enough to anyone looking for solid personal finance advice with a touch of old school American values. […]

  • Practical and interesting ways to look at finance!
    by AndrewinMaine on May 11, 2018 at 1:10 pm

    I have been a subscriber to this podcast for years! I am self employed in a "blue collar" industry and financial andvise is rarely worth listening to. I also happen to be a libertarian. I love the diffrent point of view that Joshua brings to the table. I was drawn in orginally by people who would lower income to avoid paying taxes to support the war machine! But I am hooked with the practical advise on paying cash for vehicles, not getting caught up with keeping up with the trends. The past few episodes have been very helpful and I pass them on to friends who are unhappy with their corperate carrers. I am 29 supporting 3 children and my wife. If you are looking to stray from the staus quo and think differently I suggest you listen to this podcast. Sorry I haven't paid you yet for your content! […]

  • Enjoying
    by Toppak on May 9, 2018 at 6:03 pm

    I found this podcast when searching out information on health sharing ministries. I enjoyed it so much I have continued to listen to several other episodes. […]

  • Check with my minister
    by Dfalchek on April 24, 2018 at 9:46 pm

    Looking for another personal finance podcast in addition to Clark Howard and checked out Joshua Sheats. First up, he offered the best 2-minute description of HSAs every recorded. I'm thinking, great -- this guy is serious, very well informed, etc., how do I subscribe? Then he whiplashes into "Disciples of the Gospel of Christ need to promote the church," and i realize he is worst than than anti-debt Bible Quoting Good Ole' Boy on AM radio. Joshua just has more initials and lives in a better Zip code. The Prosperty Gospel has drawn too many of these types into financial planning. Can't they label their podcast with crucifix or something? I'll no sooner take spiritual advice from a financial planner than from my mechanic or gardener. […]

  • A ranting libertarian
    by tuckjosh on April 14, 2018 at 1:14 pm

    Personal finance? More like personal politics. This is just another example of the individualistic me-me-me money man who sees no broader picture than his own “personal freedom.” […]

  • Great life lessons
    by Jpmsem12323434 on April 9, 2018 at 7:52 pm

    Thanks for all the financial education. There is so much to learn from this podcast. Thanks! […]

  • Podcast content no longer about finance
    by WanderingStacey on March 26, 2018 at 10:53 pm

    I started listening to this podcast in 2017 and found the podcast helpful and most topics decently well reseached. However, in 2018 the content started shifting away from finance and has become a platform for Joshua's political opinions. For example, there was a very long episode/rant about why teachers should carry weapons. One's opinion on this is their own opinion, but it did not relate to finance and what the podcast markets itself to be. (Also worth mentioning, it failed in the research department as Joshua failed to offer any evaluation of the topic other than making a case for his opinion.) I started to just skip the episodes that did not relate to personal finance but I've found this so common that I've just unsubscribed. […]

    by Cali MusicLover on March 22, 2018 at 5:58 pm

    The host Joshua is a very knowledgeable and well credentialed young man on many different aspects of personal finance. The older episodes where Josh would stay on the topic of personal finance are often very helpful and contain useful, practical personal finance information. In many recent episodes, however, the host has chosen to change the format of the show, becoming more of a "shock jock" "media personality" like Howard Stern or Rush Limbaugh, in an apparent effort to stir controversy and maybe boost his show's ratings and listenership? The show has recently become a platform for the host's right wing opinions on Pro guns (e.g., "How to Buy an AR-15 Rifle"), Religion, politics and other such op ed pieces not related to personal finance. I SUGGEST THAT YOU LOOK ELSEWHERE IF YOU ARE LOOKING FOR PRACTICAL INFORMATION RELATED TO PERSONAL FINANCE. The show content has taken a turn for the worse. Bring back practical and actionable information on personal finance. Spare us the host's opinions on unrelated topics like guns, politics and religion. […]

  • Sound financial advice but getting distasteful with off-topic material - promoting AR-15s
    by The Honest JE on March 22, 2018 at 2:17 am

    I've been a listener for quite a while, and listeded to most of the episodes and Joshua has given good level-headed advice for the most part. He's knowledgable about his field and he presents the information in a clear, compelling way. I would love to give him 5 stars for that. A few months ago, I would have done just that. The recent direction dings it quite a bit, so it basically averages out to 3. My main disappointment is a recent disturbing direction in the show's content, particularly promoting dissemination of AR15s to the civilian population, during a time when the USA is uniquely situated well above our benchmark peer nations in gun violence and the laissez faire attitude towards all kinds of unvetted people having access to deadly weapons. I know people have their different opinions on these issues, but frankly, this is in poor taste and poor judgment, particularly for an unrelated financial podcast, and particularly in the time we're in. I am disheartened and disappointed that the show has taken this direction because unlike other pundits who focus on this kind of thing, I would have expected more from the show based on its past exemplary performance. I was even considering becoming a Patreon, but that's off the table for me now due to this new direction the show is taking. I was totally good with Joshua's testimonies of faith, unlike some of the other posters, so that was great from my standpoint as a listener, but I don't feel that way about this issue. It disappoints me to say that at this point, I'm going to need to move on and part ways as a listener. Maybe (?) someday I can check back with this podcast, but it will take a change of heart on the approach the show takes for that to happen. […]

  • Pro-gun after school shootings
    by Smokin2long on March 21, 2018 at 5:04 pm

    Super distasteful episode about “how to buy an AR15 rifle” released the day after ANOTHER school shooting with CHILD FATALITIES. Unacceptable. Shame on this content creator. I am unsubscribing. […]

  • Sorry I had to unsubscribe
    by brown_is_beatiful on March 21, 2018 at 4:24 am

    I’m sure I’m in the minority here but I am solely unsubscribing due to a conflict of core beliefs, Joshua has a unique financial mind and was a breath of fresh air in the sea of finance podcasts. Recently Joshua decided his platform needed more of his personal views on seemingly non-finance related topics (As he has the right to) and explaining in a way that relates back to personal finance in a roundabout way. Unfortunately for some (again probably a minority) these topics include a obviously conservative view which includes a disgust for gun control. Again this is his right both from 1st and 2nd amendment but He even said he was getting bored talking about personal finance and this podcast is having too much of a political bias for someone like me. The last straw was this last episode about purchasing an AR rifle on a day where we had another school shooting. I feel he should put these types of podcast under a different channel. But again it’s his choice, just like it’s mine to leave this review and unsubscribe. Bottom line: if you like a podcast with a mix of personal finance with a politicized twist that’s unapologetic conservative, sure you’ll love this. If you feel it’s in bad taste to talk about how to obtain a gun on a day that we had another school shooting then skip this and listen to other podcast who stick to personal finance. […]

  • Where's the Financial Advice?
    by donmcdonald on March 19, 2018 at 9:38 pm

    It sure takes some digging to find financial advice and when you finally scrape some up it ends up being Dave Ramsey lite and often just plain wrong. This young man has lots of credentials but seems to lack serious investment knowledge. Not once during his Roth-IRA podcast did he mention the biggest benefit to a Roth IRA: TAX-FREE growth! Forever! It's as if he doesn't know this. He blathers on about the benefit of no required RMD, but after listening for 12 minutes (when I reached maximum patience capacity), he never said, "Oh, and Roths are tax-free." Folks, this is not a real invesment advisor or financial planner, despite his education. He is a former insurance agent, period! I can't believe how many bad investing podcasts are among Apple's most popular! […]

  • Lots of great content!
    by PF Addict on March 19, 2018 at 4:19 pm

    I've been listening for a few years and find the podcast very educational and enlightening on a wide range of topics. Some that have to do explicitly with personal finance, and others that are taking a different angle but are still pertinent. He has gotten a bit preachy (Biblical) as of late but I don't personally mind. If one does mind, there is volumionus amounts of previous content that one can listen to and be educated on various topics of financial planning. Pretty much any of his podcasts are well worth the time to listen to. […]

  • Burning out
    by Ant kills birds on March 18, 2018 at 6:42 pm

    I think Joshuas first 100 episodes were pretty solid. However, I feel as though he is forcing the content on the episodes after 100, only a handful I found had the same level of quality. Feels like he is rushing to 1000 episodes for numbers sake and then has a next plan in mind. Very smart and capable personal finance person though, just needs to take a break from the daily episodes. Unless he wants to turn it into a news style podcast similar to the real estate one by Kathy V. […]

  • Good in parts
    by James Revue on March 9, 2018 at 5:17 am

    He has a good voice, has some great ideas and is definitely smart. But show after show he just keeps going tangential and off topic. He gets evidence to support his point of view but "conveniently" omits other evidence. The gun episode especially comes to mind which was kind of like the last straw for me. On one hand he professes that he is a true Christian as outlined by his thoughts on virginity and abortion, but when it comes to guns he supports it going against the basic tenants of christianity which is all about love and peace. Like he mentions in the podcast, he doesnt really care for others opinions and if we feel we dont get value from it we should leave. I was initially a patron of his show but now will listen to it for free choosing what I want to hear and not without supporting him. I do get value from some of his shows, but am not going to encourage him by giving a financial incentive. […]

  • You lost me on the guns episode
    by mobsite on March 8, 2018 at 12:39 am

    While I appreciate your willingness to delve into controversial content, I was disappointed to hear your oversimplification of the political and regulatory impacts of gun ownership. A clear bias was revealed in your oversimplification of the refining of gun laws already in place; by jokingly suggesting that people may be considered criminals due to new and refined laws. Poor form. Unsubscribing. Btw, you pontificate too much in general. It's boring. […]

  • Bible study
    by SAV 74 on March 4, 2018 at 9:04 pm

    I was hoping to get something out of this, but was turned off by the host taking like preacher. Acting like everything he says has the weight to be quoted. Then, sure enough, he started reading a bible versus. Finance was buried somewhere, but I am not going to hang around to find it. […]

  • Very informative!
    by TimB65 on March 1, 2018 at 12:25 am

    This pod cast covers a huge range of topics. I started from the beginning and found it to be a little bit of a downer (idk why maybe I am just used to the motivation of Dave Ramsey). However since then I have been jumping around the years of pod casts and choose the topic strings that pertain to me. Joshua has been a huge influence on me! I have been enjoying his interpretation and thought processes of how to live life in balance but focusing on what can make the most difference. Keep it up! […]

  • Disappointed in gun talk.
    by Fleanoodle on February 28, 2018 at 4:36 pm

    Even though you claim you’re trying to be “gun-lite” in these recent podcasts, “how to buy your first AR” and “how to assemble a home arsenal on a budget” don’t seem to fit that. MOST IMPORTANTLY, they have nothing to do with personal finance! Claiming it is by saying, “I can’t give you financial advice if you’re dead” is pathetic fear mongering. Myself and, I assume, most of your listeners are here for financial education. But no longer. […]

  • Engaging discussion!
    by Benny654 on February 19, 2018 at 8:47 pm

    The philosophical approach to why we make financial decisions is a delightful change from the typical black and white financial podcast. […]

  • My Weekly Dose of Inspiration
    by Ed Michel on February 16, 2018 at 4:36 pm

    I am grateful for the passion and insights that Josh brings to this podcast. A must for anyone in search of enlightenment in our modern world […]

  • Radical, but Comprehensive
    by Someone out there as well on February 15, 2018 at 3:00 pm

    Joshua is not your typical financial podcaster. He covers a variety of topics and provides you with easy to grasp ideas. 🙂 […]

  • Beyond the Basics
    by Braxton Cox on February 13, 2018 at 1:37 am

    Joshua provides a good balance of theory/philosphy with application. He goes beyond the basics and provides the rationale behind his recommendations. […]

  • Coco Hanske
    by Coco Hanske on February 9, 2018 at 1:54 am

    I had really enjoyed many of Joshua's episodes (I listened to many within a short amount of time) until I started to notice an underlying condescending tone in many recent episodes. In telling stories, he laughs before sharing something "unwise" that someone may have done-- as if he would never commit such an error. These are little things, but we are all teachable and no one has it all together. Otherwise, his obsession with the cheapest tortilla chips, hatred toward diamond rings (I wonder how his wife feels when she looks at hers?) and extreme money saving strategies are entertaining at best. I don't think I can stomach any more of Joshua's condescending remarks or poverty spirit masquerading as "frugality." (And I love frugality and FI!) […]

  • Superb
    by Fscaf on January 21, 2018 at 3:27 pm

    It’s a pleasure to listen this podcast and learn about financial and everyday life advices on how to build wealth. I am an Italian student who did not know much about retirement/financial strategies when I moved in the US. Listening to this has been very helpful. Thanks. […]

  • Love this one!!!
    by TiffanyLayne on January 19, 2018 at 8:13 pm

    This is a GREAT addition to my podcast list. I just listened to the current podcast and then went back to listen to episode 408 and 246. This podcast will keep me busy for awhile. So many good episodes to get caught up on. Love Joshua's advice and tips and his encouragement on GIVING!!! […]

  • binge listening to get through all this insight
    by Fttgcg on January 15, 2018 at 10:03 pm

    I'm glad I recently read about this podcast in the Chicago Tribune. I'm a 28-year-old female young professional and it's refreshing to hear someone advocating for types of thrift and principles that my peers often paint as uncool and bizarre. I've sent it to so many people passing on ideas and I'm only 3 episodes in. A note of admiration: Josh (sometimes - don't let this turn you off) honestly weaves thematics like gratitude, consciousness, morality, life in the workplace and his Christian religion into these issues that involve finance. Successful personal finance encompasses so much, and financial health is absolutely tied to these more abstract factors and deeper issues. Wish I had found earlier. […]

  • The best
    by AzN+LogiK on January 13, 2018 at 6:02 pm

    I subscribe to lots of podcasts on the topic and even broader finance, have read tons of books, and have plenty of personal investments including crypto after having studied as a software engineer, and with that context, I find this the best podcast on the topic. […]

  • Great if you want to reduce living expenses
    by Mark Schweighardt on January 12, 2018 at 4:06 am

    Many good ideas about how to get your expenses under control. Pick and choose those that make sense for you. Motivational too. […]

  • Awesome show, highly recommend!
    by J. Barshop on January 9, 2018 at 4:29 pm

    Joshua and his guests provide some incredibly actionable and compelling content on how to build a healthier relationship with your money. Highly recommend listening and subscribing to Radical Personal Finance if you want the knowledge AND mindsets to make more thoughtful investment decisions (and inch closer towards financial freedom as a result)! […]

  • Worth it
    by ACNP Baltimore on January 5, 2018 at 6:05 pm

    Much incredibly valuable information also listening to this podcast raises my level of financial consciousness in all areas even when I don’t specifically employ with that episode was discussing […]

  • Deep dive into personal finance
    by Ffltim19 on December 22, 2017 at 11:35 pm

    I highly recommend Radical Personal Finance by Joshua Sheats. Joshua has a way of hitting an issue from every possible angle. This is helpful because each of us has different goals and needs so his approach allows me to see my best options. He gives a ton of information in an organized way. He's a trustworthy source as someone with a wealth of experience in the financial planning industry. […]

  • Had high hopes...but no
    by cougarfan33 on December 20, 2017 at 5:14 pm

    Man I had such high hopes for something called “Radical...” This is anything but that. The author is boring, unorganized, and a rambler. He doesn’t engage the audience. He doesn’t seem organized, but rather slurs whatever comes to mind. He goes on and on about seemingly nothing. Very disappointed, I was hoping for something radical. […]

  • So much valuable information!
    by DR Disciple LOL on December 13, 2017 at 4:24 pm

    Thank you Joshua. I highly recommend this how. He goes deep on a broad amount of topics. […]

  • Skill and perspective
    by JMNC on December 5, 2017 at 4:50 pm

    Very skilled and detailed advice from the perspective of living a rewarding & healthy life. Great find. Helped me a lot with the MESS of losing our health coverage & having to deal with ACA vs. self insurance vs. HCSMs. […]

  • Stick to the numbers
    by nemineminy on November 18, 2017 at 8:09 pm

    I was so excited to discover a new (to me) podcast all about one of my favorite subjects. It's lauded by many that I respect so I had high hopes. However, I can't bring myself to listen to anything else this guy has to say after listening to him whine for an hour about men being accused of sexual assault. Protecting your assets in the face of scandal could have been an amazing topic, but that's not what he covered. Instead he spent the hour quoting bible verses and preaching about one man, one woman. This is not why I tuned in, but it is certainly why I'm tuning out. […]

  • Homophobe and sexist
    by Gadi C on November 17, 2017 at 9:16 pm

    See episode 501. […]

  • Top financial podcast
    by Sjay305 on November 14, 2017 at 3:14 pm

    If you’re looking for a podcast that’ll help you think/ handle money and life differently than the masses then look no further. […]

  • RPF - A World Class Podcast
    by Longtime listener review on November 9, 2017 at 7:20 pm

    I'll try to keep this brief. Joshua set out to create a world class finance podcast and he has delivered. Pros - Joshua understands that each person's situation is different, thus chooses not to give financial advice using broad statements in 2-minute sound bites - Joshua is very modest, but he is a really, REALLY knowledgeable guy. Add to it that he can explain very complex subjects in a simple manner that the masses can understand, or can discuss what you would think is a very simple concept in a very complex manner. - Joshua will make you evalute your current situation and will encourage you to make choices for a richer (not necessarily in a monetary sense) life. - The subject matter of his podcasts are incredibly diverse - theres something interesting in there for everybody Cons - If you are looking for a relatively mindless listen, this podcast is not for you. Joshua will challenge your thinking. - If you cannot get past listening to someone who may have a different ideological world view than you, you are probably not ready to listen. - Can be overwealming to know where to start. (Hint - just start with Episode 1 and go from there!) Summary I have no way of quantifying this, but I truly believe that Joshua has put together as much value here as many 4-year college degrees. I mean value in a sense of long-term personal and financial success for your life. And Joshua has provdided this FOR FREE. If you are motivated to improve/optimize/maximize the quality of your life, make listening to this a priority. You will not be disappointed. […]

  • Rambling and ideological
    by wisconsincamp on November 8, 2017 at 5:18 pm

    Hosted by a bigot. […]

  • Wealth of knowledge
    by Aacapello on November 1, 2017 at 12:59 am

    I just found this podcast 2 weeks ago. I thought I was a good investor and on the right track. I found out that while I am excellent at some facets of my financial life, there is still a ton of information I have yet to learn and many perspectives I have yet to think about and directions in investment opportunities I had never considered. Joshua has and he is teaching me more and more every day. I also really like the episodes on how to teach my children to be financially independent. No matter where you are in your life this podcast likely has an episode or 10 for you. Thank you Joshua. […]

  • Too many favorite episodes
    by Britterbug5390 on October 27, 2017 at 9:14 pm

    Start from the beginning with this podcast! Each episode is an absolute treasure. My favorite podcast episodes are: My plan to become a millionaire on minimum wage, episode 2 on what you want, the interview with the Mad Fientist, the tax planning episodes, and the episode on RVs. Joshua does his research and it shows on his episodes. […]

  • Thought Provoking and Genuine
    by @richincog on October 24, 2017 at 4:33 pm

    Joshua is the real deal. He is radical in his commitment to his podcast and the topic of personal finance. Not every show applies to every listener, but he always brings different perspectives to the table that get me thinking. […]

  • Great show!
    by Hockeyoshi on October 23, 2017 at 4:00 pm

    I really enjoy listening to Joshua Sheats provide his knowledge through this podcast. Keep up the great work! 👍 […]

  • Good Cents
    by FYIFP on October 23, 2017 at 4:57 am

    People need to hear your message. Your voice lends variety to the small number of thoughtful, informative financial advisors in media. Dave Ramsey is not enough. The Suzie Orman show is over and that crazy guy on Fox doesn't have a message that relates to the masses, or is helpful in the slightest. We don't all need to buy a book to receive a self proscribed dosage of financial sense, or a money pep-talk from a few people who have frankly become (lucky). Thank you for your practicality on money matters, beyond becoming debt free. […]

  • A top personal finance podcast!
    by abcdowney on October 23, 2017 at 1:45 am

    Merriam-Webster dictionary defines radical as very new and different from what is traditional or ordinary. This personal finance podcast will in fact challenge you and is well worth subscribing and starting at episode 1. Do it if you really want to learn and grow! […]

  • Priceless information
    by IPhoneWill on October 22, 2017 at 11:19 pm

    Joshua delivers on his promise to provide fantastic financial information and education. I started back at the beginning and listened to nearly all the episodes. […]

  • Makes you think
    by ec32007 on October 21, 2017 at 5:28 pm

    Great podcast when you want to confront aspects of personal finance that don't immediately come to mind. Practical advice and theoretical scenarios make me look at things in much better ways- thanks for a great podcast! […]


Submit Your Review

What do you think of the Radical Personal Finance Podcast? Be sure to leave a review for Josh in the iTunes store to share your opinion.

Please understand that I will not be able to respond to every comment. RPF Community Guidelines.


  1. Casey Zangari

    Hey I just want to say thank you. I recently finished college with a degree in computer science and was lucky enough to land a job right out of school which is hard these days. I spend my whole college career with little money, basically paycheck to paycheck if that. Now that I have money I didn’t really know what to do with it. I had several loans for school and had zero direction of how to pay them off. I knew I needed to do something with my money besides spend it as it came in (as was my mindset based on necessity from the last 4 years) but I didn’t know how to save, spend, or invest. I spent a lot of time researching and reading but I really wasn’t looking in the right places. After discovering your podcast and following your suggestions I am a lot more confident about my money and have a consistently evolving plan to become financially independent. Thank you so much for all that you are doing. It’s been so enlightening and I don’t think I could say I am where I am without your help. Sorry if my formatting and grammar is off I’m typing this on my cellphone.

    Vote for this:
  2. Brandon

    After listening to your show, you inspired me to change my life. All the shows on early retirement lead me to quit my local truck driving job, and go over the road. I have cut my expenses to almost nothing, and have managed to pay off 7,000 dollars of debt in three months.
    Before I discovered your show it looked like I would never get out of debt. I still have a ways to go, but At this rate I will be debt free in 6 more months.
    You have truly changed my life, thank you so much.

    Vote for this:
    • Joshua Sheats

      Brandon, that’s awesome!!! Thank you so much for sharing! Keep up the good work. I hope that my show and many others can bring you huge value in your hours behind the wheel. Stay safe!

      Vote for this:

Submit a Comment

Your email address will not be published. Required fields are marked *

Pin It on Pinterest