Radical Testimonials

Don't take my word for it! Here's what others are saying about the Radical Personal Finance Podcast.
  • Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning - Joshua Sheats @ RadicalPersonalFinance, Certified Financial Planner / Advisor, Early Retirement / Wealth Creation Coach
    by iTunes Store on May 23, 2017 at 7:25 pm

    Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence. […]

  • Life changing podcast
    by Triteen on May 22, 2017 at 6:14 pm

    Over the past few months with some effort and the help of this podcast I've been able to get onto my feet and set myself up for some small early successes I recommend this podcast to everyon […]

  • Awesome Podcast
    by Brooke Craven on May 22, 2017 at 5:38 pm

    Joshua, host of Radical Personal Finance, highlights all aspects of investing and finance in this can't miss podcast. The host and his expert guests offer insightful advice that is helpful to anyone that listens! […]

  • Don't talk to the police? What kind of financial advice is that.
    by twilliam4055 on May 9, 2017 at 5:39 pm

    I used to listen to this podcast on a fairly regular basis. The host seems to have gone off the rails recently with a three part series entitled "Don't speak to the police." After giving the first show a chance, and listening to the host try and stretch some hidden anti police agenda of his, into "financial advice" that's where I tapped out. If the host were honest, he would look at why it's harmful in many cases not to speak to the police. I suspect that if the hosts car was broken into or a loved one murdered, he would want, no, demand the police to talk to everyone they possibly could about the crime. African American communities suffer the most with nonsensical guilty white liberal thinking like this. Murder rates sky rocket in cities like Chicago and Baltimore, and the common theme is "Don't talk to the cops." The residual affect is murders go unsolved and it appears that the police don't care about crime in minority communities. All because of backwards thinking like that of Joshua. I suspect he's had a recent run in with law enforcement and feels the need to share bad information. I still can't see how this could possibly relate to a financial podcast. […]

  • Very Helpful
    by phazeight on May 8, 2017 at 4:44 pm

    I listen to this on my communte to work, and it has taught me a lot about the modern financial world and Financial independence, as that is still sort of a taboo topic in mainstrem finance circles. It is a very much pick and choose whether you want to listen to each episode type of podcast, and as long as you pick episodes on topics that interest you, you will be fine. Don't bother with ones that don't seem relevant to you, as Joshua can get a bit rambly and very technical. Overall, really digging it. […]

  • Great information and great financial advice
    by Funny & intelligent on April 30, 2017 at 10:19 pm

    I listen to radical personal finance every week. I love the financial advice and some of the radical ways money and finance is discussed. This podcast can change your life. My net worth has gone up since listening to it. […]

  • A different perspective on personal finance
    by Cooper4048 on April 28, 2017 at 2:35 am

    First off, I am a bit of a personal finance junkie, so keep that in mind here. I love this podcast! Joshua presents thoughtful analysis of topics you've probably already heard discussed on other personal finance podcasts, but he seems to offer a different perspective, challenging conventional wisdom. He offers a thoughtful, intelligent and well-reasoned perspective on a variety of issues. I enjoy the passion he exhibits around these topics, and the depth he explores them. Lastly, I appreciate the show summaries he includes so you can easily know whether an episode would be of interest or not. Keep up the great work, Joshua! […]

  • Great resource
    by Sachanan0714 on April 27, 2017 at 2:28 am

    Can't wait to go through each and every podcast to accelerate my learning here. Thanks for the awesome resource. Your methodical and comprehensive analysis of each financial situation gives great pointers in times of difficult decision making! […]

  • Holistic approach to financial stability and independence
    by HerkOperator on April 23, 2017 at 10:32 am

    Great series. Worth listening from the beginning for at least the first several shows in order to set a baseline for knowledge and how important it is to identify and set goals before cherry-picking things that are close to your own situation. I plan to listen to as many as I can but Joshua seems to be making them faster than I can listen! If only I had a longer commute... Only complaint is that the "Personal Finance" tag seems to turn people off as "finance." While some of the content is finance-central it seems that "Radical Personal Economics" is closer to what I see as the nature of the show. […]

  • Fascinating, Technical, Conversational
    by C. N. Shields on April 20, 2017 at 6:13 am

    I am not like most of Joshua's listeners, statistically speaking. According to his demographic survey (which I took), his average listener is male, 25-34, married, and making over 75k. I am female, under 25, single, gay (a point of some contention as Joshua is outspokenly Christian), and making far less than 75k. But you don't have to be an average listener to find, as I do, that Joshua's oration style and precise, logical thinking makes for fascinating discussions of financial topics. And they are discussions--many people seem to dislike that depth and complexity, but it works for me. I approach each episode as more of a conversation with a knowledgeable friend than as a quick summation of points. Both are useful; I simply come to Radical Personal Finance when looking for the former. Another common critique is that Joshua injects too much of his world view into his podcasts. Though I strongly disagree with many of his opinions, I find it refreshing to be presented with another perspective in a way that doesn't resort to pointless insults. I appreciate that Joshua also seems to take this approach to disagreement. I would encourage others who might be initially turned off by religious viewpoints or less-than-liberal ideas to give the podcast a listen and see if you don’t learn something. In the end, I keep coming back to Radical Personal Finance because it is by far the most comprehensive and well-researched financial podcast I’ve found. Joshua really knows his stuff. I may not listen to every episode, but I listen to most, and I look forward to many more. […]

  • Great Information...Every Single Episode!
    by RiseAbove21 on April 2, 2017 at 1:00 am

    This is one of my favorite podcasts related to finance. Listening to Joshua is like having my own personal financial advisor speaking to me every week. In fact, I do listen to him more than my PFA, I think his content is relevant, and he is really honest with what he says. I believe he is in this space to make a difference, and not for personal gain. This podcast is perfect for those who want to get a grip on their finance, or take it to the next level (Finanical Independence) Keep up the great work Joshua! […]

  • Nothing Radical At All
    by eltoddro on April 1, 2017 at 12:02 pm

    It's just a podcast for the host who rambles on cuz he likes to hear himself talk. There there's the relentless pitching of his products and him trying to get you to call him for a $300/hr personal consultation. Funny thing is when he takes live questions he's often unable to answer them and he tells folks to post the question on an Internet forum like Mr. Money Mustache or Bogleheads. Imagine spending $300 for that? For a "radical" podcast it's very boring, very conservative, and very low in the data and information category. Skip it and move on. […]

  • Traditional view of families and finances
    by Kristin M Harvey on March 29, 2017 at 11:14 pm

    Josh references and endorses a traditional view of family finances. This probably meets the needs of his mostly male demographic - but it is not helpful or encouraging to female breadwinners, and certainly not radical in my book. For inclusive content, try elsewhere. […]

  • A Great Resource
    by DaveO_503 on March 29, 2017 at 12:24 am

    Joshua - thanks very much for sharing you knowledge and experience. You're the financial "voice of reason"! […]

  • All the information
    by WeeblesDon'tFallDown on March 26, 2017 at 2:52 am

    Joshua does an excellent job of presenting all the information, from all the relevant angles. Not your typical money podcast. If you are looking for something in particular, he's almost certainly covered it at some point, from in depth tax planning, to making an entire living by repurposing roadside finds, and everything in between. […]

  • Informative and Entertaining
    by Doug Poland on March 24, 2017 at 12:34 am

    Very informative. I enjoy the conversational style. It makes the podcast entertaining even when the content doesn't relate directly to my plans. Keep up the great work. […]

  • Long winded
    by dom996 on March 23, 2017 at 4:36 pm

    Long winded and lacking any real world information. […]

  • Interesting
    by jlb3751 on March 19, 2017 at 8:21 pm

    Interesting podcast that goes more in depth than most. Interviews are very good. […]

  • Very informative and engaging
    by Stracke Productions on March 19, 2017 at 6:05 pm

    I like that he never answers a question with yes or no. Always "it depends." Which is true! There are few things that are always the right decision for everyone, and he does a great job of breaking down the pros and cons of different choices. […]

  • Great personal finance podcast!
    by Stephen Ryland on March 19, 2017 at 3:44 am

    Great personal finance-ish podcast with a large history of episodes to browse. Covers a wide range of topics so there is bound to be something relevant for anyone. Some of the episodes are long and a bit wordy, but Josh makes up for it and more by providing insightful, detailed, quality advice and commentary. […]

  • Valuable content
    by AzNc0002005 on March 19, 2017 at 12:49 am

    Joshua obvioulsy knows what he's talking about. He draws a lot of knowledge from his time as a financial planner and wisdom from various people in the finance industry. Some of the episodes drain on a little too long and he rambles a little bit. Other than that, it's definatley worth subscribing. […]

  • Great way to view finances
    by E natjow on March 18, 2017 at 4:47 pm

    Absolutely fantastic way to view finances! […]

  • Great teacher!
    by 1010110110 on March 18, 2017 at 3:08 pm

    Joshua has a way of explaining very dense topics thoroughly but understandably. His range of shows and topics keeps it entertaining! […]

  • Life Changing Content
    by Peter Bechtel on March 18, 2017 at 1:55 pm

    Simply put: this podcast has changed my life for the better. I highly recommend this podcast to anyone who is seeking to learn about personal finance all the diverse, 'radical' approaches to financial independence. Joshua's episodes are long and detailed, but for good reason: he covers as many scenarios as possible in a field which is in no way 'black and white' or 'one size fits all'. His interview questions are thoughtful and well researched. […]

  • Great show
    by Umterp1999 on March 18, 2017 at 12:39 pm

    I appreciate the topics and guest Joshua brings. While I don't know him personally his podcasts make me Feel like I'm talking with an old friend. Definitely recommend for someone looking for financial podcasts that go beyond the basics. […]

  • The Best One There Is!
    by Jerry Comparativo on March 16, 2017 at 11:27 pm

    Joshua is the best there is in the business. His eloquence, fluency, and mastery of the subject is beyond compare. For the first time, I don't mind driving that 300-mile commute to work. The podcast is now my companion in my long drive from VA to MD. The ideas keep me awake especially when driving at 1 in the morning -- on a Monday morning! For the riches on earth, I listen to Joshua and for the riches in heaven, I listen to his dad -- Anchor of Truth. […]

  • The Best!! - Revolutionized my Life and Finances
    by hhend7 on March 16, 2017 at 4:11 pm

    I was so happy and surprised to find a personal finance Podcast this great. Joshua is a great presenter and the podcast is totally fun and interesting to listen to. Completely informative - I've learned so much that has changed everything about how I deal with my finances. Applicable to anyone - whether you are already wealthy, or starting out and trying to get out of debt. What I love most is that Joshua presents how to work your finances to live the best LIFE possible. Be wise with money for personal freedom, creativity, and fulfillment. Most financial info is the other way around - become a slave to money for some future aim you may never reach. Also, lots of great practical options. If you listen, you won't be confused about how to apply, but will have lots of creative ways to achieve your goals. The Best!! […]

  • Great show with unconventional ideas
    by Deekay38.01 on March 13, 2017 at 8:38 pm

    Solid show with lots of content on some unconventional ideas. The more conventional stuff is approached from a professional's point of view since Joshua is a financial planner. Really appreciate that real world experience. Emailed a question today and got an in depth answer within hours. Definitely unexpected! Keep up the good work. […]

  • Fantastic podcast delves into areas that others don't
    by Neevok on March 13, 2017 at 4:08 pm

    Fantastic podcast that isn’t afraid to examine fringe FIRE concepts. Many financial independence podcasts end up reiterating the same things. This is okay because traditional FI advice is good, however, sometimes it’s nice to explore less common themes in the FI community. This is a great podcast if you want to take a detailed look at alternative concepts and gain exposure to interesting ideas that sometimes go against the grain. This podcast is not the status quo. It takes on advanced topics in a detailed and thoughtful way. I highly recommend it! […]

  • Great Show
    by RyanR41 on March 11, 2017 at 3:18 pm

    Very informative and interviews great and interesting people! […]

  • Great personal finance talks!
    by Junk104 on March 10, 2017 at 9:43 pm

    I've listened to over 50 of these in recent weeks. I find his points to be thought provoking. Some of the episodes have great calls to action and they can be incredibly motivational. I wish this guy was my neighbor, would love to sit and chat with him on a regular basis. […]

  • Excellent
    by Sarah56697 on March 10, 2017 at 4:17 pm

    Excellent pertinent information that can be used immediately to improve my financial status. […]

  • Top personal finance podcast
    by Kwillians on March 8, 2017 at 4:31 pm

    I've been listening to radical personal finance for quite some time and couldn't recommend it enough. Joshua covers every topic under the sun and always comes prepared with a well thought out argument. This podcast is for anyone interested in personal finance, entrepreneurship or just living a more fulfilling life! […]

  • TONS of confident knowledge for listeners
    by homer_az on March 7, 2017 at 7:54 pm

    Joshua's very wise and though out. Yes, it's often long, but play 1.5x and find the useful information. Joshua knows so much about finance from his nerdy money youth through his professional career. Use this information to setup your LifeInFIRE. You will definitely expand your knowledge on a topic after hearing the podcast, which is not something I can so for so many other Fin podcasts. Diversify your knowledge. […]

  • Different perspective
    by LisaBC151 on March 3, 2017 at 2:58 pm

    I love this podcast especially the episodes regarding education I love how Josh thinks outside the box on this topic. I also appreciate how he tries to look at all topics from multiple perspectives as this not easily done and not often done at all. Great work! Yes some podcasts are long but when the content is valuable it's worth it! […]

  • Josh puts out A LOT of content - Always thought provoking
    by TheCrossoverPoint on February 28, 2017 at 1:12 am

    Joshua will always make you examine and think. He's like the Socrates of Personal Finance. He really puts his heart and soul into the podcast and offers valuable viewpoints. Thank you for all your efforts! […]

  • Helpful content.
    by Miles Shirk on February 25, 2017 at 2:39 pm

    Great content. Much more balanced than other resources. I've found it helpful. I also appreciate Josh's general worldview. Thanks! […]

  • Great perspective
    by MDT2017 on February 23, 2017 at 1:24 am

    Joshua offers some perspective on both life and finance. I would definitely recommend his work to anyone interested in a fresh look at retirement and personal finances. […]

  • A Nice Balance Between MMM and Dave Ramsey
    by Tlaauifah on February 22, 2017 at 5:36 pm

    My husband and I are working like crazy to reach financial freedom, and we've been open to all advice. There's Dave Ramsey, Suze Orman, Mr. Money Mustache and others... and then there's Radical Personal Finance (RPF). Joshua interviews so many people with differing yet genius views on personal finance and they've all provided a new viewpoint for me. Joshua's podcasts are like little golden nuggets of food for thought. I appreciate his openness to interviewing many different people with different finance tips and tricks. Also, check out his website and his steps to Financial Freedom if you're into easy-to-understand visual aids. These help me understand where I am now financially and how close I am to where I want to be. […]

  • Great guest host talks too much
    by brentflog on February 16, 2017 at 2:50 pm

    Title says it all. Listened to theDaniel Crosby episode and I think the host talked more than the guest. I have heard Crosby on other podcasts and this seemed like a self righteous listen to me podcast. […]

  • Amazing show!
    by stego_my_eggo on February 16, 2017 at 2:29 pm

    Joshua, your show has been a huge help to me in my pursuit of financial independence. I love what you're about and hope to meet you at some point in the future. Until then, keep going, keep breaking new ground. You are truly changing lives! […]

  • "Safety Police" - perfect!
    by New to Fairhope on February 8, 2017 at 7:48 pm

    Appreciated your insights into personal safety and the cost/benefit ratio. Better safe than sorry...good reminders! […]

  • This is the podcast other podcasts want to be 🙂
    by Minty1975 on February 7, 2017 at 8:52 pm

    I can't get enough of this podcast. It makes my commute to and from my W2 a little less hateful. Haha. The guests are fun and the topics are engaging. Two thumbs way up for this one. It's one of only a few that has my subscription. Lisa @MadMoneyMonster […]

  • Mr Rambler
    by No.BS. on February 6, 2017 at 1:16 pm

    This guys honestly likes to just talk and talk. He doesn't say much and the density of information is low. He has run out of material ages ago. You can skip through and miss nothing. He should just cut these podcast in half. He would save every one the time including himself. He could moonlight for auditable to make extra money. […]

  • Learn to speak the experts' language
    by Ruha in Alabama on February 1, 2017 at 7:05 pm

    Joshua is empowering listeners with an extremely authoritative position accompanied by a millennial, try-anything attitude and a genuine desire to help anyone willing to learn. If you go through life always having ideas for businesses to fulfill observed needs, but never having a clue where to begin and talking yourself out of trying anything new because of a basic lack of know-how, listen to this podcast. Joshua will teach you where to begin and how to speak the same language as the experts who can help you get going. […]

  • Unique, but unfortunately flawed
    by Songpopperz on February 1, 2017 at 11:47 am

    The Good: interesting topics with a unique perspective. Almost that of an outsiders view on finance. Joshua is right to say everyone's situation is different but then he usually gives some examples and approaches. Good voice and sound quality, lots of personal conviction here. The Bad: I've always believed that some of the nicest and most talented people with much to offer the world are literally disabled by their own bigotry, notions and beliefs about groups of people that were indoctrinated in to them at a young age and from which they have not escaped or questioned. Just realized in the latest episode on refugees that Josh is one of these unfortunate people. Human rights are for everyone Josh. You have freedom of religion, which is not to be confused with freedom to discriminate. Hope you get this cleared up some day. For now looking elsewhere for finance information that is delivered where all are welcome. As another reviewer suggested, will also make a donation to HRC in response. […]

  • Best for the intellectually curious, but useful for others too
    by Frannie1453 on January 23, 2017 at 9:39 pm

    This is a great podcast for those who are extremely intellectually curious and want technical understanding from a practitioner. For those who want to have a 10K ft view or just rules of thumb (or just don't have the time to think of personal finance in that way), it can be long and boring. Personally there are way too many other podcasts/news shows that just give you heuristics so RPF is invaluable to anyone who wants to go 2 or 3 levels deeper. […]

  • Not your average personal finance information
    by BobFlushingMIUSA on January 22, 2017 at 2:55 pm

    Joshua is very experienced and well informed. He covers topics that others don't and he has a unique take. I just skip the podcasts that don't apply to me. Yes, you have to be patient (or listen on x2 like I do) […]

  • great podcast
    by studmuffin1111 on January 21, 2017 at 12:10 pm

    provides alternatives to mainstream issues across all ranges of financial topics. […]

  • Not Your Run of the Mill podcast
    by reminds me of my Prius on January 20, 2017 at 8:54 pm

    I find Joshua's podcast (RPF) totally helpful on more than a financial front. What I mean is: Joshua brings in great guests and discusses financial issues which are great. Joshua also attacks the hard questions such as it is better to roll over an IRA into a Roth? And Joshua is believable because he is quick to state when he has made mistakes, how he made his mistakes & why and how he thinks now. He also gives incredible insights into topics that are out of the ordinary. For example, he discussed how to sleep in your Prius by messing around with the seats. ( I own a Prius and didn't even know this). Joshua is like a male Martha Stewart - he talks about great stuff that we ( some at least ) of us had been wondering about. Joshua is also a religious person & makes it known .... I'm not a believer but that's ok - I just advance the podcast when he discusses religion. Also, some people complain about the length of his podcasts... I actually like that he doesn't appear rushed especially when the guest is stellar. That's all folks !!! […]

  • Inspirational
    by Jon yo on January 20, 2017 at 3:11 pm

    Joshua provides great content and has the ability to bridge the gap between the typical consumer and the financial industry. I like the way he speaks and continue to be inspired. […]


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What do you think of the Radical Personal Finance Podcast? Be sure to leave a review for Josh in the iTunes store to share your opinion.

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  1. Casey Zangari

    Hey I just want to say thank you. I recently finished college with a degree in computer science and was lucky enough to land a job right out of school which is hard these days. I spend my whole college career with little money, basically paycheck to paycheck if that. Now that I have money I didn’t really know what to do with it. I had several loans for school and had zero direction of how to pay them off. I knew I needed to do something with my money besides spend it as it came in (as was my mindset based on necessity from the last 4 years) but I didn’t know how to save, spend, or invest. I spent a lot of time researching and reading but I really wasn’t looking in the right places. After discovering your podcast and following your suggestions I am a lot more confident about my money and have a consistently evolving plan to become financially independent. Thank you so much for all that you are doing. It’s been so enlightening and I don’t think I could say I am where I am without your help. Sorry if my formatting and grammar is off I’m typing this on my cellphone.

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  2. Brandon

    After listening to your show, you inspired me to change my life. All the shows on early retirement lead me to quit my local truck driving job, and go over the road. I have cut my expenses to almost nothing, and have managed to pay off 7,000 dollars of debt in three months.
    Before I discovered your show it looked like I would never get out of debt. I still have a ways to go, but At this rate I will be debt free in 6 more months.
    You have truly changed my life, thank you so much.

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    • Joshua Sheats

      Brandon, that’s awesome!!! Thank you so much for sharing! Keep up the good work. I hope that my show and many others can bring you huge value in your hours behind the wheel. Stay safe!

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