Radical Testimonials

Don't take my word for it! Here's what others are saying about the Radical Personal Finance Podcast.
  • Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning - Joshua Sheats @ RadicalPersonalFinance, Certified Financial Planner / Advisor, Early Retirement / Wealth Creation Coach
    by iTunes Store on March 17, 2018 at 12:19 pm

    Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence. […]

  • Good in parts
    by James Revue on March 9, 2018 at 5:17 am

    He has a good voice, has some great ideas and is definitely smart. But show after show he just keeps going tangential and off topic. He gets evidence to support his point of view but "conveniently" omits other evidence. The gun episode especially comes to mind which was kind of like the last straw for me. On one hand he professes that he is a true Christian as outlined by his thoughts on virginity and abortion, but when it comes to guns he supports it going against the basic tenants of christianity which is all about love and peace. Like he mentions in the podcast, he doesnt really care for others opinions and if we feel we dont get value from it we should leave. I was initially a patron of his show but now will listen to it for free choosing what I want to hear and not without supporting him. I do get value from some of his shows, but am not going to encourage him by giving a financial incentive. […]

  • You lost me on the guns episode
    by mobsite on March 8, 2018 at 12:39 am

    While I appreciate your willingness to delve into controversial content, I was disappointed to hear your oversimplification of the political and regulatory impacts of gun ownership. A clear bias was revealed in your oversimplification of the refining of gun laws already in place; by jokingly suggesting that people may be considered criminals due to new and refined laws. Poor form. Unsubscribing. Btw, you pontificate too much in general. It's boring. […]

  • Bible study
    by SAV 74 on March 4, 2018 at 9:04 pm

    I was hoping to get something out of this, but was turned off by the host taking like preacher. Acting like everything he says has the weight to be quoted. Then, sure enough, he started reading a bible versus. Finance was buried somewhere, but I am not going to hang around to find it. […]

  • Very informative!
    by TimB65 on March 1, 2018 at 12:25 am

    This pod cast covers a huge range of topics. I started from the beginning and found it to be a little bit of a downer (idk why maybe I am just used to the motivation of Dave Ramsey). However since then I have been jumping around the years of pod casts and choose the topic strings that pertain to me. Joshua has been a huge influence on me! I have been enjoying his interpretation and thought processes of how to live life in balance but focusing on what can make the most difference. Keep it up! […]

  • Disappointed in gun talk.
    by Fleanoodle on February 28, 2018 at 4:36 pm

    Even though you claim you’re trying to be “gun-lite” in these recent podcasts, “how to buy your first AR” and “how to assemble a home arsenal on a budget” don’t seem to fit that. MOST IMPORTANTLY, they have nothing to do with personal finance! Claiming it is by saying, “I can’t give you financial advice if you’re dead” is pathetic fear mongering. Myself and, I assume, most of your listeners are here for financial education. But no longer. […]

  • Engaging discussion!
    by Benny654 on February 19, 2018 at 8:47 pm

    The philosophical approach to why we make financial decisions is a delightful change from the typical black and white financial podcast. […]

  • My Weekly Dose of Inspiration
    by Ed Michel on February 16, 2018 at 4:36 pm

    I am grateful for the passion and insights that Josh brings to this podcast. A must for anyone in search of enlightenment in our modern world […]

  • Radical, but Comprehensive
    by Someone out there as well on February 15, 2018 at 3:00 pm

    Joshua is not your typical financial podcaster. He covers a variety of topics and provides you with easy to grasp ideas. 🙂 […]

  • Beyond the Basics
    by Braxton Cox on February 13, 2018 at 1:37 am

    Joshua provides a good balance of theory/philosphy with application. He goes beyond the basics and provides the rationale behind his recommendations. […]

  • Coco Hanske
    by Coco Hanske on February 9, 2018 at 1:54 am

    I had really enjoyed many of Joshua's episodes (I listened to many within a short amount of time) until I started to notice an underlying condescending tone in many recent episodes. In telling stories, he laughs before sharing something "unwise" that someone may have done-- as if he would never commit such an error. These are little things, but we are all teachable and no one has it all together. Otherwise, his obsession with the cheapest tortilla chips, hatred toward diamond rings (I wonder how his wife feels when she looks at hers?) and extreme money saving strategies are entertaining at best. I don't think I can stomach any more of Joshua's condescending remarks or poverty spirit masquerading as "frugality." (And I love frugality and FI!) […]

  • Superb
    by Fscaf on January 21, 2018 at 3:27 pm

    It’s a pleasure to listen this podcast and learn about financial and everyday life advices on how to build wealth. I am an Italian student who did not know much about retirement/financial strategies when I moved in the US. Listening to this has been very helpful. Thanks. […]

  • Love this one!!!
    by TiffanyLayne on January 19, 2018 at 8:13 pm

    This is a GREAT addition to my podcast list. I just listened to the current podcast and then went back to listen to episode 408 and 246. This podcast will keep me busy for awhile. So many good episodes to get caught up on. Love Joshua's advice and tips and his encouragement on GIVING!!! […]

  • binge listening to get through all this insight
    by Fttgcg on January 15, 2018 at 10:03 pm

    I'm glad I recently read about this podcast in the Chicago Tribune. I'm a 28-year-old female young professional and it's refreshing to hear someone advocating for types of thrift and principles that my peers often paint as uncool and bizarre. I've sent it to so many people passing on ideas and I'm only 3 episodes in. A note of admiration: Josh (sometimes - don't let this turn you off) honestly weaves thematics like gratitude, consciousness, morality, life in the workplace and his Christian religion into these issues that involve finance. Successful personal finance encompasses so much, and financial health is absolutely tied to these more abstract factors and deeper issues. Wish I had found earlier. […]

  • The best
    by AzN+LogiK on January 13, 2018 at 6:02 pm

    I subscribe to lots of podcasts on the topic and even broader finance, have read tons of books, and have plenty of personal investments including crypto after having studied as a software engineer, and with that context, I find this the best podcast on the topic. […]

  • Great if you want to reduce living expenses
    by Mark Schweighardt on January 12, 2018 at 4:06 am

    Many good ideas about how to get your expenses under control. Pick and choose those that make sense for you. Motivational too. […]

  • Awesome show, highly recommend!
    by J. Barshop on January 9, 2018 at 4:29 pm

    Joshua and his guests provide some incredibly actionable and compelling content on how to build a healthier relationship with your money. Highly recommend listening and subscribing to Radical Personal Finance if you want the knowledge AND mindsets to make more thoughtful investment decisions (and inch closer towards financial freedom as a result)! […]

  • Worth it
    by ACNP Baltimore on January 5, 2018 at 6:05 pm

    Much incredibly valuable information also listening to this podcast raises my level of financial consciousness in all areas even when I don’t specifically employ with that episode was discussing […]

  • Deep dive into personal finance
    by Ffltim19 on December 22, 2017 at 11:35 pm

    I highly recommend Radical Personal Finance by Joshua Sheats. Joshua has a way of hitting an issue from every possible angle. This is helpful because each of us has different goals and needs so his approach allows me to see my best options. He gives a ton of information in an organized way. He's a trustworthy source as someone with a wealth of experience in the financial planning industry. […]

  • Had high hopes...but no
    by cougarfan33 on December 20, 2017 at 5:14 pm

    Man I had such high hopes for something called “Radical...” This is anything but that. The author is boring, unorganized, and a rambler. He doesn’t engage the audience. He doesn’t seem organized, but rather slurs whatever comes to mind. He goes on and on about seemingly nothing. Very disappointed, I was hoping for something radical. […]

  • So much valuable information!
    by DR Disciple LOL on December 13, 2017 at 4:24 pm

    Thank you Joshua. I highly recommend this how. He goes deep on a broad amount of topics. […]

  • Skill and perspective
    by JMNC on December 5, 2017 at 4:50 pm

    Very skilled and detailed advice from the perspective of living a rewarding & healthy life. Great find. Helped me a lot with the MESS of losing our health coverage & having to deal with ACA vs. self insurance vs. HCSMs. […]

  • Stick to the numbers
    by nemineminy on November 18, 2017 at 8:09 pm

    I was so excited to discover a new (to me) podcast all about one of my favorite subjects. It's lauded by many that I respect so I had high hopes. However, I can't bring myself to listen to anything else this guy has to say after listening to him whine for an hour about men being accused of sexual assault. Protecting your assets in the face of scandal could have been an amazing topic, but that's not what he covered. Instead he spent the hour quoting bible verses and preaching about one man, one woman. This is not why I tuned in, but it is certainly why I'm tuning out. […]

  • Homophobe and sexist
    by Gadi C on November 17, 2017 at 9:16 pm

    See episode 501. […]

  • Top financial podcast
    by Sjay305 on November 14, 2017 at 3:14 pm

    If you’re looking for a podcast that’ll help you think/ handle money and life differently than the masses then look no further. […]

  • RPF - A World Class Podcast
    by Longtime listener review on November 9, 2017 at 7:20 pm

    I'll try to keep this brief. Joshua set out to create a world class finance podcast and he has delivered. Pros - Joshua understands that each person's situation is different, thus chooses not to give financial advice using broad statements in 2-minute sound bites - Joshua is very modest, but he is a really, REALLY knowledgeable guy. Add to it that he can explain very complex subjects in a simple manner that the masses can understand, or can discuss what you would think is a very simple concept in a very complex manner. - Joshua will make you evalute your current situation and will encourage you to make choices for a richer (not necessarily in a monetary sense) life. - The subject matter of his podcasts are incredibly diverse - theres something interesting in there for everybody Cons - If you are looking for a relatively mindless listen, this podcast is not for you. Joshua will challenge your thinking. - If you cannot get past listening to someone who may have a different ideological world view than you, you are probably not ready to listen. - Can be overwealming to know where to start. (Hint - just start with Episode 1 and go from there!) Summary I have no way of quantifying this, but I truly believe that Joshua has put together as much value here as many 4-year college degrees. I mean value in a sense of long-term personal and financial success for your life. And Joshua has provdided this FOR FREE. If you are motivated to improve/optimize/maximize the quality of your life, make listening to this a priority. You will not be disappointed. […]

  • Rambling and ideological
    by wisconsincamp on November 8, 2017 at 5:18 pm

    Hosted by a bigot. […]

  • Wealth of knowledge
    by Aacapello on November 1, 2017 at 12:59 am

    I just found this podcast 2 weeks ago. I thought I was a good investor and on the right track. I found out that while I am excellent at some facets of my financial life, there is still a ton of information I have yet to learn and many perspectives I have yet to think about and directions in investment opportunities I had never considered. Joshua has and he is teaching me more and more every day. I also really like the episodes on how to teach my children to be financially independent. No matter where you are in your life this podcast likely has an episode or 10 for you. Thank you Joshua. […]

  • Too many favorite episodes
    by Britterbug5390 on October 27, 2017 at 9:14 pm

    Start from the beginning with this podcast! Each episode is an absolute treasure. My favorite podcast episodes are: My plan to become a millionaire on minimum wage, episode 2 on what you want, the interview with the Mad Fientist, the tax planning episodes, and the episode on RVs. Joshua does his research and it shows on his episodes. […]

  • Thought Provoking and Genuine
    by @richincog on October 24, 2017 at 4:33 pm

    Joshua is the real deal. He is radical in his commitment to his podcast and the topic of personal finance. Not every show applies to every listener, but he always brings different perspectives to the table that get me thinking. […]

  • Great show!
    by Hockeyoshi on October 23, 2017 at 4:00 pm

    I really enjoy listening to Joshua Sheats provide his knowledge through this podcast. Keep up the great work! 👍 […]

  • Good Cents
    by FYIFP on October 23, 2017 at 4:57 am

    People need to hear your message. Your voice lends variety to the small number of thoughtful, informative financial advisors in media. Dave Ramsey is not enough. The Suzie Orman show is over and that crazy guy on Fox doesn't have a message that relates to the masses, or is helpful in the slightest. We don't all need to buy a book to receive a self proscribed dosage of financial sense, or a money pep-talk from a few people who have frankly become (lucky). Thank you for your practicality on money matters, beyond becoming debt free. […]

  • A top personal finance podcast!
    by abcdowney on October 23, 2017 at 1:45 am

    Merriam-Webster dictionary defines radical as very new and different from what is traditional or ordinary. This personal finance podcast will in fact challenge you and is well worth subscribing and starting at episode 1. Do it if you really want to learn and grow! […]

  • Priceless information
    by IPhoneWill on October 22, 2017 at 11:19 pm

    Joshua delivers on his promise to provide fantastic financial information and education. I started back at the beginning and listened to nearly all the episodes. […]

  • Makes you think
    by ec32007 on October 21, 2017 at 5:28 pm

    Great podcast when you want to confront aspects of personal finance that don't immediately come to mind. Practical advice and theoretical scenarios make me look at things in much better ways- thanks for a great podcast! […]

  • Best I've found
    by kgrant67 on October 20, 2017 at 9:32 pm

    I've listened to Dave Ramsey and others off and on a few years as I have made other halting starts at turning my life around. I've made another attempt recently and have found this podcast. It is much more broadly informing, interesting, and understands the nuance of some decisions, while really addressing the fundamentals. Great stuff […]

  • 5/5
    by Cougarfan13765 on October 20, 2017 at 9:12 pm

    Entertaining and informative. Great financial podcast. […]

  • Love the show
    by Josh Durham on October 19, 2017 at 9:26 pm

    This is definitely one of my favorite podcasts. Joshua, the host, has a knack for making simple the complex. He is also great at finding the financial aspect of various areas of life, while also finding unique and entertaining topics. Who knew I could be captivated by an overview of a book about avoiding getting arrested? I have heard/read some negative comments about this podcast. Some complain that it is too long and rambling. Joshua is truly a bit long-winded at times, but usually the content is still there. I'd say at least 80% of air time is valuable. This podcast is likely not for listeners looking for quick 15-minute show. Another critique that I have heard is that podcast is full of the host's Christian theology. It is true that faith and philosophy sometimes find their way into the show, and it is obvious that Joshua is fairly conservtive socially. However, rare is the time when matters of religion cloud the information pertaining to personal finance. Tax planning and entrepreneurship and cost-cutting aren't mostly faith-neutral I'd say. I recommend this podcast for nearly anyone who wants to learn how to improve his or her financial standing. […]

  • Great Information
    by teachcsg on October 19, 2017 at 6:32 pm

    Joshua does a great job of thoroughly explaining a subject and looking at it from various angles. Listen and learn! […]

  • A compassionate, easy to understand wake-up call
    by karynpol on October 19, 2017 at 5:33 pm

    I came across RPF somewhat randomly (a scroll through the 'Business' section of iTunes reveals many hidden treasures!), and am so glad I did. Joshua's advice is clear, tangible and pragmatic—nothing watered or dumbed down, yet nothing too over your head—and I've actually taken action steps to better safeguard my personal security and future because of it. Women, put down your Suzy Orman books and give this a listen. […]

  • Thought provoking
    by Doug Poland on October 18, 2017 at 2:02 am

    I've been listening to this podcast for a year now and I'm continually amazed by how Joshua gets the intellectual juices flowing. Even if the topic itself is not directly related to my situation, I find the content thought provoking and full of takeaways that have application elsewhere or that simply inspire me to think differently about a situation. Keep up the great work! […]

  • Makes you think......
    by iRomes on October 6, 2017 at 4:28 am

    The first podcast was a recent one about how to protect your privacy, that was a great episode. The next one I listen to was episode 15 about taxes. Very informative information that makes you think. Everyone that want to be more financially aware from taxes to estate planning, this is a must podcast for your daily commute. Website is one of the better ones out there where it is sorted by topics. […]

  • Awesome Poscast
    by charlie15951 on October 5, 2017 at 9:43 pm

    Joshua does a great job with this podcast in laying out financial topics in ways that are easy to understand and easy to implement. He also discusses non-financial issues occasionally, particularly when they impact our well-being and happiness. Easily my favorite finance/money podcast out there. […]

  • This guy is a joke
    by LifeVantage's SCAM on October 3, 2017 at 8:28 am

    The lone presenter (host) pushes that MLMs work if you try hard enough. Waste of my time. […]

  • Perfect place for no-nonsense financial advice!
    by ScorpionFinancial on October 2, 2017 at 1:47 am

    This is a great podcast. He acknowledges his biases all the time which is very refreshing and gives practical advice to be financially prepared for whatever life throws at you. Keep it up! […]

  • I love the non traditional financial topics covered on this show
    by Greggorylane on September 28, 2017 at 4:09 pm

    I listen to my fair share of finacial podcasts, Radical Personal Finace is one of my favorites. Joshua makes me think about things I have never considered before. Once implicated they improve my self reliance and confidence. I have implemented ideas from privacy, airline travel, basic preparedness. His advice toward money and investing lines up with much of my beliefs. I always get excieted to see a new episode in my podcast feed. […]

    by Podcast EnjoyerR on September 26, 2017 at 7:09 pm

    Fantastic advice with a huge backlog of episodes related to any topic. Whatever your issue is, odds are it is covered here in way more detail than most places. The host is funny and entertaining with his extremely high energy goofiness. Seems like the only negative reviews on here are political. Give it a break! However Joshua you might want to throw up a disclaimer or note on your page that you sometimes talk about religion/etc. Might keep away some of these people who are feaking out in the reviews. […]

  • Bad
    by Spooger22 on September 11, 2017 at 5:37 am

    Just bad.... […]

  • Long-winded bigot
    by Alison6257 on September 4, 2017 at 4:55 pm

    Offers only a tiny bit of financial information each episode and what takes place in between is usually sexist ramblings or remarks about his religion and his anti-gay views. As a liberal women in finance, this is not the podcast for me. […]

  • Lost his way
    by ckcsga on September 1, 2017 at 9:32 am

    When I first started listening, I liked his approach but he is been straying into different topics and seems to have lost his way. […]

  • Outstanding
    by Chubs were on August 28, 2017 at 7:25 pm

    I listened to Dave Ramsey for years. I think he is outstanding for the masses but I was tired of listening to elementary school financial advice that didn't necessarily apply to me. I think Joshua is outstanding for people more advanced. […]


Submit Your Review

What do you think of the Radical Personal Finance Podcast? Be sure to leave a review for Josh in the iTunes store to share your opinion.

Please understand that I will not be able to respond to every comment. RPF Community Guidelines.


  1. Casey Zangari

    Hey I just want to say thank you. I recently finished college with a degree in computer science and was lucky enough to land a job right out of school which is hard these days. I spend my whole college career with little money, basically paycheck to paycheck if that. Now that I have money I didn’t really know what to do with it. I had several loans for school and had zero direction of how to pay them off. I knew I needed to do something with my money besides spend it as it came in (as was my mindset based on necessity from the last 4 years) but I didn’t know how to save, spend, or invest. I spent a lot of time researching and reading but I really wasn’t looking in the right places. After discovering your podcast and following your suggestions I am a lot more confident about my money and have a consistently evolving plan to become financially independent. Thank you so much for all that you are doing. It’s been so enlightening and I don’t think I could say I am where I am without your help. Sorry if my formatting and grammar is off I’m typing this on my cellphone.

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  2. Brandon

    After listening to your show, you inspired me to change my life. All the shows on early retirement lead me to quit my local truck driving job, and go over the road. I have cut my expenses to almost nothing, and have managed to pay off 7,000 dollars of debt in three months.
    Before I discovered your show it looked like I would never get out of debt. I still have a ways to go, but At this rate I will be debt free in 6 more months.
    You have truly changed my life, thank you so much.

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    • Joshua Sheats

      Brandon, that’s awesome!!! Thank you so much for sharing! Keep up the good work. I hope that my show and many others can bring you huge value in your hours behind the wheel. Stay safe!

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