Radical Testimonials

Don't take my word for it! Here's what others are saying about the Radical Personal Finance Podcast.
  • Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning - Joshua Sheats @ RadicalPersonalFinance, Certified Financial Planner / Advisor, Early Retirement / Wealth Creation Coach
    by iTunes Store on October 22, 2017 at 4:47 am

    Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence. […]

  • Makes you think
    by ec32007 on October 21, 2017 at 5:28 pm

    Great podcast when you want to confront aspects of personal finance that don't immediately come to mind. Practical advice and theoretical scenarios make me look at things in much better ways- thanks for a great podcast! […]

  • Best I've found
    by kgrant67 on October 20, 2017 at 9:32 pm

    I've listened to Dave Ramsey and others off and on a few years as I have made other halting starts at turning my life around. I've made another attempt recently and have found this podcast. It is much more broadly informing, interesting, and understands the nuance of some decisions, while really addressing the fundamentals. Great stuff […]

  • 5/5
    by Cougarfan13765 on October 20, 2017 at 9:12 pm

    Entertaining and informative. Great financial podcast. […]

  • Love the show
    by Josh Durham on October 19, 2017 at 9:26 pm

    This is definitely one of my favorite podcasts. Joshua, the host, has a knack for making simple the complex. He is also great at finding the financial aspect of various areas of life, while also finding unique and entertaining topics. Who knew I could be captivated by an overview of a book about avoiding getting arrested? I have heard/read some negative comments about this podcast. Some complain that it is too long and rambling. Joshua is truly a bit long-winded at times, but usually the content is still there. I'd say at least 80% of air time is valuable. This podcast is likely not for listeners looking for quick 15-minute show. Another critique that I have heard is that podcast is full of the host's Christian theology. It is true that faith and philosophy sometimes find their way into the show, and it is obvious that Joshua is fairly conservtive socially. However, rare is the time when matters of religion cloud the information pertaining to personal finance. Tax planning and entrepreneurship and cost-cutting aren't mostly faith-neutral I'd say. I recommend this podcast for nearly anyone who wants to learn how to improve his or her financial standing. […]

  • Great Information
    by teachcsg on October 19, 2017 at 6:32 pm

    Joshua does a great job of thoroughly explaining a subject and looking at it from various angles. Listen and learn! […]

  • A compassionate, easy to understand wake-up call
    by kanipol on October 19, 2017 at 5:33 pm

    I came across RPF somewhat randomly (a scroll through the 'Business' section of iTunes reveals many hidden treasures!), and am so glad I did. Joshua's advice is clear, tangible and pragmatic—nothing watered or dumbed down, yet nothing too over your head—and I've actually taken action steps to better safeguard my personal security and future because of it. Women, put down your Suzy Orman books and give this a listen. […]

  • Thought provoking
    by Doug Poland on October 18, 2017 at 2:02 am

    I've been listening to this podcast for a year now and I'm continually amazed by how Joshua gets the intellectual juices flowing. Even if the topic itself is not directly related to my situation, I find the content thought provoking and full of takeaways that have application elsewhere or that simply inspire me to think differently about a situation. Keep up the great work! […]

  • Makes you think......
    by iRomes on October 6, 2017 at 4:28 am

    The first podcast was a recent one about how to protect your privacy, that was a great episode. The next one I listen to was episode 15 about taxes. Very informative information that makes you think. Everyone that want to be more financially aware from taxes to estate planning, this is a must podcast for your daily commute. Website is one of the better ones out there where it is sorted by topics. […]

  • Awesome Poscast
    by charlie15951 on October 5, 2017 at 9:43 pm

    Joshua does a great job with this podcast in laying out financial topics in ways that are easy to understand and easy to implement. He also discusses non-financial issues occasionally, particularly when they impact our well-being and happiness. Easily my favorite finance/money podcast out there. […]

  • This guy is a joke
    by LifeVantage's SCAM on October 3, 2017 at 8:28 am

    The lone presenter (host) pushes that MLMs work if you try hard enough. Waste of my time. […]

  • Perfect place for no-nonsense financial advice!
    by ScorpionFinancial on October 2, 2017 at 1:47 am

    This is a great podcast. He acknowledges his biases all the time which is very refreshing and gives practical advice to be financially prepared for whatever life throws at you. Keep it up! […]

  • I love the non traditional financial topics covered on this show
    by Greggorylane on September 28, 2017 at 4:09 pm

    I listen to my fair share of finacial podcasts, Radical Personal Finace is one of my favorites. Joshua makes me think about things I have never considered before. Once implicated they improve my self reliance and confidence. I have implemented ideas from privacy, airline travel, basic preparedness. His advice toward money and investing lines up with much of my beliefs. I always get excieted to see a new episode in my podcast feed. […]

    by Podcast EnjoyerR on September 26, 2017 at 7:09 pm

    Fantastic advice with a huge backlog of episodes related to any topic. Whatever your issue is, odds are it is covered here in way more detail than most places. The host is funny and entertaining with his extremely high energy goofiness. Seems like the only negative reviews on here are political. Give it a break! However Joshua you might want to throw up a disclaimer or note on your page that you sometimes talk about religion/etc. Might keep away some of these people who are feaking out in the reviews. […]

  • Bad
    by Spooger22 on September 11, 2017 at 5:37 am

    Just bad.... […]

  • Long-winded bigot
    by Alison6257 on September 4, 2017 at 4:55 pm

    Offers only a tiny bit of financial information each episode and what takes place in between is usually sexist ramblings or remarks about his religion and his anti-gay views. As a liberal women in finance, this is not the podcast for me. […]

  • Lost his way
    by ckcsga on September 1, 2017 at 9:32 am

    When I first started listening, I liked his approach but he is been straying into different topics and seems to have lost his way. […]

  • Outstanding
    by Chubs were on August 28, 2017 at 7:25 pm

    I listened to Dave Ramsey for years. I think he is outstanding for the masses but I was tired of listening to elementary school financial advice that didn't necessarily apply to me. I think Joshua is outstanding for people more advanced. […]

  • Honest
    by Flaviss2003 on August 26, 2017 at 4:20 pm

    I find it hard to trust the motivations behind alot of financial advice and therefore I am extremely skeptical of all I hear, basically making it worthless. So far, I have listened to over 30 hours of content and Joshua has given me the impression of having honerable and honest intent behind his words and message - this is rare. Yes, he can ramble a bit and a good portion of the shows are just general and conversational but I have found it to be a resource as I try to improve my financial knowledge - especially if you pick and choose which episodes to listen to. Update 8/17: I still listen semi-regularly but there has been a lot less of the educational lecture style episodes that really got me interested in the first place recently. I know they are more work and don't necessarily get the ratings that other episodes do but the financial planning education is why I really tune in .... […]

  • Helps me analyze my personal finance
    by KL Bean on August 12, 2017 at 1:55 pm

    This is an excellent podcast. Joshua has exposed me to so much knowledge, so many diverse ideas, and a broad spectrum of people who blog and write about personal finance. If you want the tools to analyze your personal finance decisions based on academic and experiencial knowledge of personal finance, this podcast is an excellent resource. […]

  • Great content, great host.
    by stew1029 on August 11, 2017 at 8:04 pm

    Love what Josh is doing here. Content is a step more advanced than anything else out there and a great resource to continually build your financial knowledge. […]

  • RPF Review
    by Shawnnna on August 6, 2017 at 2:53 am

    I recently came across this podcast and I am very interested in listening to future and past podcasts. The podcaster is so genuine and I can feel that he wants to empower his listeners. The information is delivered on a level most people can understand and is not filled with financial jargon. […]

  • Best Podcast Ever?
    by Chases5195 on July 18, 2017 at 8:46 pm

    This may be my favorite podcast of all time. I love the deep financial insight as well as the thought provoking discussions. With such a wide range of guests and topics I'm always looking forward to the next episode. […]

  • Financial Info is Gold, Everything Else Not So Much
    by dysjunct on July 11, 2017 at 4:53 pm

    This is one of the best podcasts for people looking for financial education beyond the standard "start a budget and pay off debt!" stuff. Joshua is extremely knowledgeable about many technical details of advanced personal finance and I've learned a lot from his show. He is also passionate, good-natured, friendly, and sincere. There are some downsides. As mentioned by many other reviewers, he is not concise. I tend to listen at 1.5x speed as a result. Also all of his info is focused on strategies created by US law -- if you live outside the US there is little for you here. Furthermore, while his opinions on finance are detailed, practical, well-considered, and nuanced; his non-financial opinions are pretty much the opposite of that. Or at least that's how it comes across. When he goes on rants about politics or religion, all detail, nuance, and practicality go out the window. He never gives any indication of considering alternatives or if any weaknesses in his own positions. And I say this as someone who agrees with a fair amount of his positions. It doesn't make him a bad guy but it's a missed opportunity. So why three stars? I give his financial info 5 stars, and everything else 1 star. So that's the average. I still listen and it's still worthwhile to me. […]

  • Superb
    by Natalie Cardot on July 9, 2017 at 9:33 am

    Joshua is very eloquent, knowledgeable, and clearly a deep thinker. He really goes deep into topics. If you're impatient/looking for cut-and-dried information this is probably not the show for you. One of my favorite money-related podcasts, despite that I disagree with his standpoints regarding religion (I despise religion and all ideologies based in irrational, anti-scientific thinking and delusion). –Natalie, WalletSage.com […]

  • Awesome information
    by Haus55 on July 2, 2017 at 1:06 pm

    Covers all kinds of topics. Great listen too because you never know what topic he's going to talk about and he has the credibility and credentials to back what he says. You have to subscribe and dig in. […]

  • Advice to women: find a good man to marry
    by Ddddc382 on June 22, 2017 at 3:40 pm

    Episode 431. Are you serious? I heard a few episodes and was liking this podcast, but this episode left a bad taste in my mouth and I could literally not value his opinion for one second longer. Young, smart female with a new job and no debt writes in with questions about working towards her financial freedom. His response? "FIND A GOOD MAN TO MARRY" because he says, this is what will bring her happiness. I can't believe this is real advice. His advice to young MEN, on the other hand, legitimate advice actually related to FINANCE. This was actually upsetting to me, as a young female myself in the same boat. I want to learn about stocks, investing, 401k's, real estate. I can't imagine how I would feel writing to a financial advise podcaster for advice that I respect, getting excited he is answering my question, and then sadly receive this kind of demeaning response. There are plenty of other financial advice podcasts out there that actually talk finance, not telling a woman the most important thing she needs to do is find the right man to make her happy. They give valuable advice. I am legitimately disheartened by this podcast. On to the next. […]

  • Self-indulgent Ramblings
    by dom996 on June 14, 2017 at 5:12 pm

    Not much information just a 30 something's useless musings. […]

  • Long winded
    by Kj 123321 on June 14, 2017 at 2:29 am

    Joshua rambles on a bit and shares his naive political views a little too often. When combining that with his disregard for the sound that "wh" make together, it pushes this over the top. […]

  • Great information
    by jeffbarch on June 7, 2017 at 10:32 am

    I've been listening for about 2 months. Josh has some amazing episodes. He also does a good job of balancing the entertaining interviews with financial information sessions. I admit it's not the most in depth discussion, but that lends itself with little to no experience with the concepts, and I don't want deep financial analysis while on my way home from work. […]

  • Great and informative
    by BK9092 on June 7, 2017 at 4:14 am

    I have enjoyed listening to the podcast. I think this is one of the best finance podcasts I've listened to. I'll admit that while I haven't been the most excited about most of the interviews, they do add variation to the podcast which is nice. The technical financial topics are still my favorite though. […]

  • Good information, but ultimately not worth it
    by Pndsk on June 4, 2017 at 8:56 pm

    This podcast chooses a broad array of topics, goes into obsessive detail on some of them, and then never repeats. It is almost like he's trying to do a CFP certification in podcast form. This provides a unique offering in the podcast world. The first time I listened, I knew he came from an evangelical Christian background because he talks like he's given a dramatic sermon. Let's. Use. Pauses. To. Increase. Emphasis. And. Spell. Out. The. Moral. I often like this cadence, but at other times, it can be annoying. Double speed helps a lot. He likes "big picture" thinking. The problem is that the combination of this thinking with his background and influences, combine in modern America to give a right-wing nut theory tinge to the podcast. These usually only pop up in certain podcasts, but are there: Questioning the legality of the 16th amendment? Check. Belief in homosexual conspiracies? Check. Comparing local government to a Mexican drug cartel? Check. No worries -- just erase and move along. In general, his conspiracy leanings are easy to ignore. And, he probably means well and is trying to be thought provoking and inspire meaningful conversation, but an examination of his blog reveals listeners who are very far right and hate democracy. But perhaps the most annoying part are the interviews. Great guests, great questions. But then about a quarter of the time is him discussing himself. In depth with many detours. To the point that he loses his own train of conversation. I find myself forwarding to see when the thread is back on track. He really lacks discipline. I hung in there because he does have some many interesting guests that I have never heard before, but I finally had to give up. On to Clark Howard. […]

  • Outstanding podcast on personal finance
    by Poder_oso on June 2, 2017 at 10:33 pm

    I absolutely appreciate the information presented by the host Joshua Sheats. He is very smart and provides you with objective points of view. He also provides you with ideas and lifehacks to achieve financial independence in 10 years or less while living a meaningful life. […]

  • Informative, practical and entertaining financial podcast
    by joeeslait on June 2, 2017 at 8:07 pm

    Joshua is a thoughtful and thorough podcaster. He puts out great shows that are unique, specific and that aren't talked about much anywhere else. His way of thinking is very logical and organized. I enjoy the frameworks he uses. Whether you agree with his personal views or not I feel he is worth listening to. […]

  • Great Start
    by d die jr on May 27, 2017 at 3:36 pm

    I have started with epsode 1 and currently on 38... wish i had more time in the day to listen. Great info, Thanks Joshua […]

  • Well researched diverse topics
    by ShivKSeattle on May 26, 2017 at 2:49 pm

    I like this podcast because Joshua brings up well researched, diverse topics. His interviews are detailed. I also like that the topics are related to lifestyle choices, and not just pure finance. I would like to hear more frequent Q&A shows. In past, the episodes used to be rather lengthy, which he seems to have corrected now. Keep up the good work !!! […]

  • Yeah
    by adwyer0771 on May 25, 2017 at 12:44 am

    It's good […]

  • Refreshing and Unique
    by sethlewis93 on May 24, 2017 at 8:12 pm

    I recently began listening to Joshua's podcast and as a banker and financial nerd let me tell you...Josh knows his stuff. Josh has what can be summed up as the "it" factor when it comes to his profession. He's knowledgeable, passionate, articulate, and a real man of conviction. He combines his knowledge, wisdom and insights on all things life and finances and delivers them in both a professional and personal way. I've seen some criticism of Josh where folks are saying that he's too long-winded but what you have to understand is that he takes into account numerous factors that make the circumstances of his audience members unique. He takes time to share his personal experience, dissect the complexities of a particular issue, present you with the content as accurately as possible, and apply what he's said at the end. Whether you want to begin your trek into all things financial, deepen your background knowledge of some specific topic(s) or if you just are looking for some ways to save a buck or two, Joshua's podcast is for all of you. […]

  • Give Joshua a Listen!
    by Pete in Puglia on May 23, 2017 at 3:27 pm

    Joshua named this podcast deliberately: Radical, Personal, Finance. There are dozens of finance podcasts, but this is the only one that is radical and personal, and unless you are satisfied with being the median American in every respect, and at whom most financial blather is directed, then you want radical and personal. Joshua reminds his audience often that your finances align to your goals and those of your family, and that your goals are by definition personal. He opens your mind to ideas you haven't considered because they're not popular. His radical ideas will not all be right for you, and his point of view is at times provocative and extreme, but he will make you think. He'll make you reconsider what you really value. He will help you realize that an investment you're probably neglecting is that of time in sincere thought about what you want your lifestyle to be, and once you start figuring that out, he gives you tools to help shape your finances to those ends. Five stars!!! […]

  • Life changing podcast
    by Triteen on May 22, 2017 at 6:14 pm

    Over the past few months with some effort and the help of this podcast I've been able to get onto my feet and set myself up for some small early successes I recommend this podcast to everyon […]

  • Awesome Podcast
    by Brooke Craven on May 22, 2017 at 5:38 pm

    Joshua, host of Radical Personal Finance, highlights all aspects of investing and finance in this can't miss podcast. The host and his expert guests offer insightful advice that is helpful to anyone that listens! […]

  • Don't talk to the police? What kind of financial advice is that.
    by twilliam4055 on May 9, 2017 at 5:39 pm

    I used to listen to this podcast on a fairly regular basis. The host seems to have gone off the rails recently with a three part series entitled "Don't speak to the police." After giving the first show a chance, and listening to the host try and stretch some hidden anti police agenda of his, into "financial advice" that's where I tapped out. If the host were honest, he would look at why it's harmful in many cases not to speak to the police. I suspect that if the hosts car was broken into or a loved one murdered, he would want, no, demand the police to talk to everyone they possibly could about the crime. African American communities suffer the most with nonsensical guilty white liberal thinking like this. Murder rates sky rocket in cities like Chicago and Baltimore, and the common theme is "Don't talk to the cops." The residual affect is murders go unsolved and it appears that the police don't care about crime in minority communities. All because of backwards thinking like that of Joshua. I suspect he's had a recent run in with law enforcement and feels the need to share bad information. I still can't see how this could possibly relate to a financial podcast. […]

  • Very Helpful
    by phazeight on May 8, 2017 at 4:44 pm

    I listen to this on my communte to work, and it has taught me a lot about the modern financial world and Financial independence, as that is still sort of a taboo topic in mainstrem finance circles. It is a very much pick and choose whether you want to listen to each episode type of podcast, and as long as you pick episodes on topics that interest you, you will be fine. Don't bother with ones that don't seem relevant to you, as Joshua can get a bit rambly and very technical. Overall, really digging it. […]

  • Great information and great financial advice
    by Funny & intelligent on April 30, 2017 at 10:19 pm

    I listen to radical personal finance every week. I love the financial advice and some of the radical ways money and finance is discussed. This podcast can change your life. My net worth has gone up since listening to it. […]

  • A different perspective on personal finance
    by Cooper4048 on April 28, 2017 at 2:35 am

    First off, I am a bit of a personal finance junkie, so keep that in mind here. I love this podcast! Joshua presents thoughtful analysis of topics you've probably already heard discussed on other personal finance podcasts, but he seems to offer a different perspective, challenging conventional wisdom. He offers a thoughtful, intelligent and well-reasoned perspective on a variety of issues. I enjoy the passion he exhibits around these topics, and the depth he explores them. Lastly, I appreciate the show summaries he includes so you can easily know whether an episode would be of interest or not. Keep up the great work, Joshua! […]

  • Great resource
    by Sachanan0714 on April 27, 2017 at 2:28 am

    Can't wait to go through each and every podcast to accelerate my learning here. Thanks for the awesome resource. Your methodical and comprehensive analysis of each financial situation gives great pointers in times of difficult decision making! […]

  • Holistic approach to financial stability and independence
    by HerkOperator on April 23, 2017 at 10:32 am

    Great series. Worth listening from the beginning for at least the first several shows in order to set a baseline for knowledge and how important it is to identify and set goals before cherry-picking things that are close to your own situation. I plan to listen to as many as I can but Joshua seems to be making them faster than I can listen! If only I had a longer commute... Only complaint is that the "Personal Finance" tag seems to turn people off as "finance." While some of the content is finance-central it seems that "Radical Personal Economics" is closer to what I see as the nature of the show. […]

  • Fascinating, Technical, Conversational
    by C. N. Shields on April 20, 2017 at 6:13 am

    I am not like most of Joshua's listeners, statistically speaking. According to his demographic survey (which I took), his average listener is male, 25-34, married, and making over 75k. I am female, under 25, single, gay (a point of some contention as Joshua is outspokenly Christian), and making far less than 75k. But you don't have to be an average listener to find, as I do, that Joshua's oration style and precise, logical thinking makes for fascinating discussions of financial topics. And they are discussions--many people seem to dislike that depth and complexity, but it works for me. I approach each episode as more of a conversation with a knowledgeable friend than as a quick summation of points. Both are useful; I simply come to Radical Personal Finance when looking for the former. Another common critique is that Joshua injects too much of his world view into his podcasts. Though I strongly disagree with many of his opinions, I find it refreshing to be presented with another perspective in a way that doesn't resort to pointless insults. I appreciate that Joshua also seems to take this approach to disagreement. I would encourage others who might be initially turned off by religious viewpoints or less-than-liberal ideas to give the podcast a listen and see if you don’t learn something. In the end, I keep coming back to Radical Personal Finance because it is by far the most comprehensive and well-researched financial podcast I’ve found. Joshua really knows his stuff. I may not listen to every episode, but I listen to most, and I look forward to many more. […]

  • Great Information...Every Single Episode!
    by RiseAbove21 on April 2, 2017 at 1:00 am

    This is one of my favorite podcasts related to finance. Listening to Joshua is like having my own personal financial advisor speaking to me every week. In fact, I do listen to him more than my PFA, I think his content is relevant, and he is really honest with what he says. I believe he is in this space to make a difference, and not for personal gain. This podcast is perfect for those who want to get a grip on their finance, or take it to the next level (Finanical Independence) Keep up the great work Joshua! […]

  • Nothing Radical At All
    by eltoddro on April 1, 2017 at 12:02 pm

    It's just a podcast for the host who rambles on cuz he likes to hear himself talk. There there's the relentless pitching of his products and him trying to get you to call him for a $300/hr personal consultation. Funny thing is when he takes live questions he's often unable to answer them and he tells folks to post the question on an Internet forum like Mr. Money Mustache or Bogleheads. Imagine spending $300 for that? For a "radical" podcast it's very boring, very conservative, and very low in the data and information category. Skip it and move on. […]

  • Traditional view of families and finances
    by Kristin M Harvey on March 29, 2017 at 11:14 pm

    Josh references and endorses a traditional view of family finances. This probably meets the needs of his mostly male demographic - but it is not helpful or encouraging to female breadwinners, and certainly not radical in my book. For inclusive content, try elsewhere. […]


Submit Your Review

What do you think of the Radical Personal Finance Podcast? Be sure to leave a review for Josh in the iTunes store to share your opinion.

Please understand that I will not be able to respond to every comment. RPF Community Guidelines.


  1. Casey Zangari

    Hey I just want to say thank you. I recently finished college with a degree in computer science and was lucky enough to land a job right out of school which is hard these days. I spend my whole college career with little money, basically paycheck to paycheck if that. Now that I have money I didn’t really know what to do with it. I had several loans for school and had zero direction of how to pay them off. I knew I needed to do something with my money besides spend it as it came in (as was my mindset based on necessity from the last 4 years) but I didn’t know how to save, spend, or invest. I spent a lot of time researching and reading but I really wasn’t looking in the right places. After discovering your podcast and following your suggestions I am a lot more confident about my money and have a consistently evolving plan to become financially independent. Thank you so much for all that you are doing. It’s been so enlightening and I don’t think I could say I am where I am without your help. Sorry if my formatting and grammar is off I’m typing this on my cellphone.

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  2. Brandon

    After listening to your show, you inspired me to change my life. All the shows on early retirement lead me to quit my local truck driving job, and go over the road. I have cut my expenses to almost nothing, and have managed to pay off 7,000 dollars of debt in three months.
    Before I discovered your show it looked like I would never get out of debt. I still have a ways to go, but At this rate I will be debt free in 6 more months.
    You have truly changed my life, thank you so much.

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    • Joshua Sheats

      Brandon, that’s awesome!!! Thank you so much for sharing! Keep up the good work. I hope that my show and many others can bring you huge value in your hours behind the wheel. Stay safe!

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