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Welcome to the Radical Personal Finance Podcast
Hi there! My name is Joshua Sheats and I’m here to guide you on your path to financial freedom. I’ve learned from years of experience as a professional financial advisor what works and what doesn’t. I’m here to share with you the proven strategies, tools, and tactics that you need to achieve your goals more quickly and more efficiently. No matter where you’re starting, you can clarify what financial freedom means to you, construct a comprehensive financial plan, and work the plan until you’re free. Let’s get started!
Joshua J. Sheats, MSFS
Listen to the Latest Episodes
412 – Friday Q&A: How Can I Gain Enough Experience to Use my CFP Designation, Can I Unwind My Parents Reverse Mortgage, How Do I Engage In A Meaningful Goal-Setting Process After a Layoff?
On Fridays we do a live Q&A show! If you’d like to join me on the next one, sign up to support the show as a patron!
The health of your credit score is an important subject. It’s important that you keep your credit report squeaky clean and your credit score high.
The Dow Jones Industrial Average has been steadily flirting with an all-time record of 20,000 points. But, so what?
Ain’t it strange how so many of the universal human experiences cost so much? Guess what: kicking the bucket doesn’t necessarily have to break the bank!
What’s the point of budgeting? Today, I walk you through some of my personal budget categories and explain how they impact my spending decisions.
407 – Motorhomes, RVs, Travel Trailers and You: Radical Tips, Ideas, and Good Advice so You Don’t Get Taken
I think RVs are awesome. In fact, my family just got back from a very fun 2-week RV trip last week! But, RVs can also be a major money drain.
You’ll be hearing some changes to RPF in coming days. I want you to know about those in advance, so tune in for a quick chat today!
405 – The Health Insurance Series Part 6: HCSM Wrap-Up, Self-Insurance, Direct Primary Care/Concierge Care, Catastrophic Coverage, Dread Disease/Critical Illness Insurance, Doctors on Call
Today we discuss catastrophic protection, deductibility, HSA compliance, pre-existing conditions, self-insurance and more. Enjoy!
404 – The Health Insurane Series, Part 5: Health Care Sharing Ministries (this is how we pay for our health care costs in the Sheats family)
Today I tell you why we don’t have health insurance in my family and what we do instead! We continue our health insurance series today with a discussion of Christian Health Care Sharing Ministries.
As with most taxes, the Obamacare tax penalty is, in some ways, optional. In today’s show I teach you all of the ways that I know to escape it!
402 – How to Raise Money for your Company Without a Bank or VC! (And Perhaps Find Your Next Big Investment Winner): Interview with Nathan Rose, Author of “Equity Crowdfunding: The Complete Guide for Startups and Growing Companies”
Equity Crowdfunding is a way for companies to solicit investments from individuals similar to how product crowdfunding sites like Kickstarter.
401 – Annual Income Goals are for Dreamers; Hourly Income Goals are for You (If You’re Serious About Your Wealth)
So, you set a goal for your income next year. That’s a nice place to start, but it does nothing for you if you don’t translate it into an hourly goal.
I learned the hard way not to wait until the end of December to think about how my past year went and how I wanted my next year to go. Don’t wait.
It’s easy to look at challenges in life and despise them. If you feel that way, I encourage you to recognize these challenges as opportunities for growth.
398 – How to Invest In Your Local Community for Financial Profit and Community Gain: Interview With Businessman and Investor Tim Yarbrough
Tim Yarbrough has personally invested in dozens of companies in his community. Today, he shares his wisdom from 40 years of experience with you and with me.