626-Friday Q&A: Capitalism vs. Communism, Umbrella Liability Insurance, Buying a House While in Debt, etc.
1:45 - Is it moral to support the current capitalist system of economics?
32:20 - How can I figure out how much umbrella liability insurance to purchase?
39:00 - Does having a higher umbrella liability insurance policy make you the target of a lawsuit?
46:05 - I want to buy a house but I'm in the middle of paying off debt (on Dave Ramsey's Baby Steps plan). Should I pay off the debt first?
619-Empathy and Personal Responsibility When Living Paycheck-to-Paycheck: Interview with the Cheap Bohemian
In Episode 616, I argued the point that if missing one paycheck is a problem for you, you're behaving stupidly. My guest on today's show took umbrage with my commentary on Twitter. So invited her on to discuss!
Enjoy,
Joshua
- Here's @CheapBohemian's Twitter thread: https://twitter.com/cheapbohemian/status/1084581032375001089
616-If Missing One Paycheck is a Problem For You, You're Behaving Stupidly
Stop behaving stupidly with your money.
- NPR story: https://www.npr.org/2019/01/09/683519210/air-travelers-and-workers-may-feel-government-shutdown-effects
- SNL: Don't buy stuff you can't afford: https://youtu.be/Qb8hTzUoI54
612-Q&A: Pay Off Debt or Invest, 529 Plan Optimization, Financial Planning Fees, Tax Issues, College Planning
2:00 - Should we pay off our mortgage or invest?
9:50 - Should I put more money into one of my child's 529 plans in order to help them on their financial aid calculations?
18:30 - Should a retiree in her 60s pay 1.7% as a financial planning fee?
47:20 - How should we unravel the tax situation for a house that I live in but don't own?
1:13:00 - What college financial planning organization should I choose?
600-A Complete Answer to Whether You Should Pay off Debt or Invest
Here's the complete answer that you need to know if you should pay off debt or invest.
- Sign up for my Credit Card Course: How to Borrow Money Safely and Never Pay Interest Using Credit Cards www.radicalpersonalfinance.com/creditcardcourse
597-Debt-Freedom Leads to Career Freedom to Become a Financial Adviser: Interview with Matt Miner from Design Independence
On this episode we welcome Matt Miner back to the show. Matt previously came on the show to discuss whether going back to graduate school is a good financial move.
Since that interview, Matt left his corporate job and became a financial advisor!
In this interview we explore two themes:
- How good financial planning and preparation enables a move to a better career fit. This is an important component of a progressive plan towards financial freedom.
- How a personal finance aficionado can make a move towards working as a financial advisor without sacrificing their integrity.
Enjoy!
Joshua
- Matt's first interview on RPF: https://radicalpersonalfinance.com/grad-school-to-increase-income/
- Matt's PF blog: https://www.designindependence.com/
- Matt's financial advisor site: https://www.plcwealth.com/
595-Credit Card Q&A: Getting Out of Debt, Paying off Student Loans, Using Cards for Business Inventory
I missed several of my students' questions on the previous credit card Q&A show. So today, I wrap them up. Enjoy!
Joshua
- Buy the course here: www.radicalpersonalfinance.com/creditcardcourse
594-Friday Q&A: If I Have No Credit Score (Because I Haven't Borrowed in >25 Years) Should I Start Building It?
It's Friday! That means it's Q&A time. Today we cover:
- If I have no credit (because I haven't borrowed money in >25 years) should I work on building my credit score?
- What has traveling like for Joshua and what are his plans for Radical Personal Finance.
Joshua
- If you'd like to be on next week's Q&A call, sign up here: www.radicalpersonalfinance.com/patron
591-Friday Q&A (Credit Card Edition): New Cards, Refinancing Mortgages, and Credit Freezes
Today we tackle:
- How do I get new credit cards when I've already maxed out my limits?
- Should I refinance my mortgage over onto my credit cards so I can drop Private Mortgage Insurance?
- How should I handle a credit freeze on my accounts?
Remember, go buy the credit card course this weekend. It's at www.radicalpersonalfinance.com/creditcardcourse and you can save $10 with promo code CREDITCARDTEN.
Joshua
590-Who Should Never Have a Credit Card?
There are people who should never, ever, have a credit card. And of course they shouldn't buy my new course "How to Borrow Money Safely and Never Pay Interest Using Credit Cards."
But, everyone else should buy it. Go here: www.radicalpersonalfinance.com/creditcardcourse
Save $10 with promo code: CREDITCARDTEN
Joshua
