669-Friday Q&A: Seminar, Healthcare Risk, Moving States, Parents' Retirement, Etc.
1:00 Would you like to come to a 3-day seminar with fellow listeners?
10:11 How can I prepare for healthcare risk?
24:50 How do I calculate the financial costs/benefits of moving states?
35:30 How do I help my parents who don’t have much money build a retirement plan?
53:05 How can I market my physical product?
1:06:45 Should I use whole life insurance as the cash component of my permanent portfolio?
1:30:10 Should I put my life insurance policies into a trust?
1:47:10 How do I balance prepping and minimalism?
625-Friday Q&A: Maximizing Business Value for a Sale, Preparing for a Meeting with an Estate Attorney, and More!
1:00 - Should I roll my 401(k) over to my new job or into an IRA?
11:30 - How should I prepare for a meeting with an estate planning attorney?
17:55 - How should I decide to indulge myself with a luxury expense?
35:45 - Life insurance advice for a newlywed couple.
48:05 - How can I maximize the value of my business for sale?
623-Friday Q&A: Life Insurance, Protecting Money in Brokerage Accounts, Optimizing Taxes while Living in Bermuda, etc.
2:00 - Life insurance advice for a recently married husband
6:15 - How can I make a back-door Roth contribution without being subject to the pro rata rule?
11:35 - How can I protect the money in my taxable brokerage accounts?
20:50 - How can I optimize my tax situation as an expat living in Bermuda?
47:20 - I live in China and am returning to the USA. What should I do with my money?
50:25 - How should I balance paying off debt with real estate investment?
1:03:05 - How can I invest for my 15-month old daughter?
617-Friday Q&A: Giving Money to Poor People, Contributing My Salary to my Wife's 401(k), Protecting Investment Accounts, Buying Term Life Insurance while FI, etc!
1:45 - How can I give nice gift to people who are poorer than I am without creating a power imbalance?
15:20 - Can I contribute my salary into a 401(k) plan for my wife in order to maximize our retirement account contributions?
28:05 - How can I protect my non-qualified investment accounts that are exposed to the claims of creditors?
44:30 - I don't "need" term life insurance because I'm financially independent. Should I still buy some?
51:00 - I'm following Dave Ramsey's baby steps and am almost out of debt; should I store up my emergency fund in a Roth IRA?
56:00 - I want to buy an investment that will pay for my new car instead of just burning all my cash on the car. How do I do that?
(For the context of any time-relevant comments relating to current events, this Q&A was recorded on 12/19/2018.)
592-Widowed With 12 Children and No Life Insurance! One Woman's Story.
What do you think would happen to a mother of 12 who was widowed at a fairly young age and whose husband didn't have any life insurance? Could she survive? If so, how?
Today, I want to share with you the story of a friend of mine who went through that precise circumstance. I hope you enjoy it!
Joshua
583-Mega Friday Q&A: (two days early) Richest Man in Babylon, Children and F.I., Invest All at Once, Preparing for Marriage, What's Next, Etc!
Today we have a mega, 2-hour Q&A show. We cover a bunch of really interesting questions:
- How Do We Follow the Guidelines from The Richest Man in Babylon?
- I've Reached F.I. Now How Can I Help Children Do the Same?
- Should I Invest My Cash All At Once or Over Time?
- How Do I Prepare My Finances for Marriage?
- We're Out of Debt and Have Money In the Bank. What Now?
- I'm F.I. and Sold My House. What Should I Do With the Cash?
- How Can I Help Young Men?
- I'm Now an Empty Nester. Should I Buy a House for Security?
- I'm In Graduate School. Should I Get Life Insurance?
- What Should I Do With an Old Life Insurance Policy?
551-Friday Q&A: Am I Financially Independent, Should I Switch Life Insurance Agents, Should I Engage in Tax-Gain Harvesting
It's Friday! That means Q&A. Today, we cover:
- Am I Financially Independent?
- Should I Switch Life Insurance Agents?
- Should I Sell Investments and Trigger a Taxable Gain?
Joshua
- To join next week's call, please sign up on Patreon: www.radicalpersonalfinance.com/patron
541-How to Protect Your Family From Your Death When You Can't Qualify For Life Insurance
I recently worked with a consulting client who had this problem: because of a previous (serious) cancer diagnosis, he is unable to qualify for life insurance. How can he protect his family in case he dies soon?
I thought it a really interesting challenge. And since I've thought a lot about this particular problem, I thought I'd go ahead and share my thoughts with you.
Enjoy!
Joshua
- Please support RPF on Patreon: www.radicalpersonalfinance.com/patron
- Episode 204: High Risk Life Insurance Underwriting
- Art Robinson's story
531-Friday Q&A: How to Establish a Will & Trust While Living Internationally, How to Title Life Insurance Policies for Spousal Protection
It's Friday! That means Q&A! Today, we cover:
- How to establish a will and trust when you plan to be living internationally for an extended period of time.
- How to plan ahead to pay for kids' college when you anticipate that the college may lose its accreditation.
- How to properly title your life insurance policies in order to protect a vulnerable spouse.
