A Rich Life Now and Financial Freedom in 10 Years or Less!

510-Which Expenses in Your Budget Matter the Most?

#podcast episodes (all) 'your wealth building strategy *2- decrease expenses budgeting cash flow management frugality Jan 11, 2018

Today:

Which expenses matter the most?
The value of variable expenses instead of fixed expenses.
The importance of developing skill and resilience.

Joshua

Please support RPF on Patreon: www.RadicalPersonalFinance.com/patron

508-Three Ways to Save Money

#podcast episodes (all) 'your wealth building strategy *2- decrease expenses frugality Jan 08, 2018

Today we cover the three basic methods to save money:

Buy it cheaper
Make it last longer
Use it less

Any one of these strategies is useful. But the real power comes when you implement all three of them.

Listen to the show to understand why!

Joshua

The examples in today's show come from the peerless frugality book "The Complete Tightwad Gazette: Promoting Thrift as a Viable Alternative Lifestyle" by Amy Dacyczyn.
Start tracking your money with YNAB: www.RadicalPersonalFinance.com/YNAB

499-How to Live In Your Car and Love It!

#podcast episodes (all) *2- decrease expenses /buying / leasing a car frugality recreational vehicles Nov 02, 2017

Lots of people wind up living in their cars out of extreme financial stress. But today, I'm going to share with you a few of my strategies for living in your car for fun.

I've never lived in my car for a long period of time, but I have done it for up to two weeks. And, living (or more accurately staying/camping?) in your car can be:

fun
easy
comfortable
frugal

You should seriously consider it. And I'm here today to tell you why and how to do it well.

Joshua

498-How to Eat Super, Super Cheap when You're Flat Broke

#podcast episodes (all) *2- decrease expenses frugal food frugality Oct 31, 2017

I recently took a friend of mine (who is super broke) through a grocery store and shared with him some of my strategies to fill your tummy when you're flat broke.

This should help you save some cash...or at least help you teach someone else who's hungry how to eat cheap.

Joshua

Today's show is sponsored by Warby Parker. Get really nice and fashionable eyeglasses shipped right to your door for you to try on and save a ton in the process! www.WarbyParker.com/RPF

493-Should I Sell My Harley and Buy Some More Mutual Funds?

#podcast episodes (all) *2- decrease expenses frugality opportunity cost Oct 13, 2017

Fun question today for our Friday episode...comes in from Chris:

Joshua,

Looking to see if you have any insight on emotional/psychological decisions versus logical decisions when it comes to finance.

Back story -

I have a paid for 20 year old Harley. I have not ridden it in three years, I spend $200/year on an insurance policy, each spring I do maintenance on it which costs about $30, and living in Minnesota, we only really have 6 months or so of decent riding weather. I have a big garage so storage is not an issue, apart from each winter when I have to move it around in and tell myself I'll sell it in the spring.

I can make the logical argument to myself that I need to sell this. It is a depreciating asset, costs money to maintain and insure, and it really brings no value to my life.

However, I can not bring myself to sell it. I have no pressing financial obligations so the $5-6k that I would get from selling it would really not do much to improve my life. About the only thing...

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A Rich Life Now and Financial Freedom in 10 Years or Less!

510-Which Expenses in Your Budget Matter the Most?

508-Three Ways to Save Money

499-How to Live In Your Car and Love It!

498-How to Eat Super, Super Cheap when You're Flat Broke

493-Should I Sell My Harley and Buy Some More Mutual Funds?

Two Step