617-Friday Q&A: Giving Money to Poor People, Contributing My Salary to my Wife's 401(k), Protecting Investment Accounts, Buying Term Life Insurance while FI, etc!
1:45 - How can I give nice gift to people who are poorer than I am without creating a power imbalance?
15:20 - Can I contribute my salary into a 401(k) plan for my wife in order to maximize our retirement account contributions?
28:05 - How can I protect my non-qualified investment accounts that are exposed to the claims of creditors?
44:30 - I don't "need" term life insurance because I'm financially independent. Should I still buy some?
51:00 - I'm following Dave Ramsey's baby steps and am almost out of debt; should I store up my emergency fund in a Roth IRA?
56:00 - I want to buy an investment that will pay for my new car instead of just burning all my cash on the car. How do I do that?
(For the context of any time-relevant comments relating to current events, this Q&A was recorded on 12/19/2018.)
582-Friday Q&A: Getting Health Insurance after Divorce, Opportunities When Moving Cross-Country, Should I Keep My House in New Orleans as a Rental House, How Can My Father Buy a House for My Benefit
Friday Q&A:
- Getting Health Insurance after Divorce
- Opportunities When Moving Cross-Country
- Should I Keep My House in New Orleans as a Rental House
- How Can My Father Buy a House for My Benefit
569-You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid (pt. 3 of 5)
Part 3 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."
Today we discuss your investments.
Joshua
567-Accidental Retirees (pt 2 of 2): Small Businesses that Allow Full-Time Travel and Internet Connectivity on the Road
In Part 1 of this interview (Episode 566), you met Scott & Susan, a couple who accidentally retired in their 30s and have spent the last two decades traveling the world in a sailboat and the US in a motorhome.
In today's episode, we discuss Scott's small business, Techie 4 Hire. If you have any interest in developing a location-independent business, pay attention to Scott's story of his own business. Also pay attention to some of the other types of businesses mentioned in this interview.
Finally, we discuss a bit of the technology of mobile internet connectivity. For many of us, our ability to reliably connect to the Internet from the road can open up a location-independent lifestyle.
Enjoy!
Joshua
- To contact Scott, email techie 4 hire at live dot com.
- Please support RPF on Patreon: www.radicalpersonalfinance.com/patron
566-Accidental Retirees (pt 1 of 2) - Interview with Scott & Susan, Techie4Hire
On today's show, I bring you an interview with Scott and Susan. I think of them as "accidental early retirees."
About two decades ago they bought a sailboat, intending to travel for a year. They wound up spending a decade sailing the world together. And then for the last decade, they've traveled all around the USA, living full-time in their RV.
In Part 1 of this interview we discuss their story--the plan, the money, and the lifestyle.
In Part 2 of this interview we will discuss Scott's small business and the technology that they use that keeps them on the road full-time.
Enjoy!
Joshua
- Please support RPF on Patreon: www.radicalpersonalfinance.com/patron
558-Friday Q&A: a Financial Independence Checkup, Investing in Private Businesses, How to Do Productive Work While Traveling
It's Friday! That means live Q&A! Today we cover:
- A Financial Independence Checkup
- Investing in Private Businesses
- How to Do Productive Work While Traveling
If you'd like to join us on next week's Q&A, join here: www.radicalpersonalfinance.com/patron
Joshua
543-How to Save More Money Without Hurting Your Lifestyle
Many people think that saving more money is going to mean they have to live like a pauper. But it doesn't have to be like that. There is another way...a way to save more money and live a fancier lifestyle at the same time!
Joshua
- Please buy my #IncreaseIncome Course! Price goes up on May 15, so buy now for the best deal. (30-day money-back guarantee) www.radicalpersonalfinance.com/increaseincome
534-Friendly Advice To Help You Buy Your First AR15 Rifle
This show rounds out some friendly advice to help any interested listener who wants to put together a well-equipped home armory to do so in a thoughtful and financially prudent way.
Today, we tackle the AR15 rifle. The AR15 is a wonderful rifle. It's not the best at any one thing, but it is truly good at many things.
I'd love for you to have one if you don't already.
So I thought you might appreciate some advice on how to get a good deal on one.
Enjoy!
Joshua
p.s., In the show I referenced a statistic of police officers in a northeastern state not turning in their rifles after a ban. That particular story I referenced was actually a satire site that I stumbled over without realizing it. I got duped. I have no doubt that the thrust of the story is accurate, but the specifics I cited were flat wrong and untrustworthy. Sorry.
p.p.s., My guest in today's show referenced the AR15 as stemming from a military firearm first. The AR15 was developed for the civilian marketplace first, then...
530-How to Build a Useful Home Armory That Won't Lose Monetary Value and May Save Your Life
Guns are great investments.
Well, perhaps I should say that it's possible for guns to be great investments...and at the worst, they are a decent store of value.
If you've never owned a firearm, I'd like to share with you a thoughtful, reasonable path into gun ownership that will help you to make good decisions and get the most bang for your buck.
In today's show I lay out for you a sensible approach to gun acquisition that will help you to construct a useful home armory that will allow you to have the tools of defense and offense that will cover most situations you could conceivably ever face without making bad financial decisions.
Enjoy!
Joshua
- Please support RPF on Patreon! www.RadicalPersonalFinance.com/patron
- You shouldn't fear a school shooter...they don't happen very much. You should be concerned about being murdered by government agents. 262,000,000 were in the 20th Century. Look into the data here: http://hawaii.edu/powerkills/welcome.html
514-Friday Q&A: Should I Front-Load my 401(k) Contributions, Should I Fire My Financial Advisor For Lack of Value?
It's Friday! That means we do live Q&A. Today:
- Should I Front-Load my 401(k) Contributions?
- Should I Fire My Financial Advisor For Lack of Value?
Enjoy!
Joshua
- If you'd like to join for a future Q&A show, please sign up here: www.radicalpersonalfinance.com/patron
