A Rich Life Now and Financial Freedom in 10 Years or Less!

616-If Missing One Paycheck is a Problem For You, You're Behaving Stupidly

#podcast episodes (all) 'your wealth building strategy *2- decrease expenses *4- avoid catastrophe -stage 3: debt-freedom /job loss cash flow management cash management debt emergency fund planning Jan 09, 2019

Stop behaving stupidly with your money.

NPR story: https://www.npr.org/2019/01/09/683519210/air-travelers-and-workers-may-feel-government-shutdown-effects
SNL: Don't buy stuff you can't afford: https://youtu.be/Qb8hTzUoI54

612-Q&A: Pay Off Debt or Invest, 529 Plan Optimization, Financial Planning Fees, Tax Issues, College Planning

#podcast episodes (all) +stages of financial independence -stage 3: debt-freedom /buying a house 529 plans debt education planning friday q & a shows home mortgage payoff debt or invest qualified tuition programs (529 plans) real estate tax planning retirement planning fees Dec 18, 2018

2:00 - Should we pay off our mortgage or invest?

9:50 - Should I put more money into one of my child's 529 plans in order to help them on their financial aid calculations?

18:30 - Should a retiree in her 60s pay 1.7% as a financial planning fee?

47:20 - How should we unravel the tax situation for a house that I live in but don't own?

1:13:00 - What college financial planning organization should I choose?

600-A Complete Answer to Whether You Should Pay off Debt or Invest

#podcast episodes (all) +stages of financial independence -stage 3: debt-freedom debt payoff debt or invest Nov 08, 2018

Here's the complete answer that you need to know if you should pay off debt or invest.

Sign up for my Credit Card Course: How to Borrow Money Safely and Never Pay Interest Using Credit Cards www.radicalpersonalfinance.com/creditcardcourse

597-Debt-Freedom Leads to Career Freedom to Become a Financial Adviser: Interview with Matt Miner from Design Independence

#podcast episodes (all) +stages of financial independence -stage 3: debt-freedom career planning debt financial planning as a business how to find a financial advisor payoff debt or invest Oct 30, 2018

On this episode we welcome Matt Miner back to the show. Matt previously came on the show to discuss whether going back to graduate school is a good financial move.

Since that interview, Matt left his corporate job and became a financial advisor!

In this interview we explore two themes:

How good financial planning and preparation enables a move to a better career fit. This is an important component of a progressive plan towards financial freedom.
How a personal finance aficionado can make a move towards working as a financial advisor without sacrificing their integrity.

Enjoy!

Joshua

Matt's first interview on RPF: https://radicalpersonalfinance.com/grad-school-to-increase-income/
Matt's PF blog: https://www.designindependence.com/
Matt's financial advisor site: https://www.plcwealth.com/

595-Credit Card Q&A: Getting Out of Debt, Paying off Student Loans, Using Cards for Business Inventory

#podcast episodes (all) 'your wealth building strategy *2- decrease expenses +stages of financial independence -stage 3: debt-freedom credit cards credit debt & personal financing strategies debt friday q & a shows secured vs. unsecured debt student loans Oct 22, 2018

I missed several of my students' questions on the previous credit card Q&A show. So today, I wrap them up. Enjoy!

Joshua

Buy the course here: www.radicalpersonalfinance.com/creditcardcourse

594-Friday Q&A: If I Have No Credit Score (Because I Haven't Borrowed in >25 Years) Should I Start Building It?

#podcast episodes (all) 'your wealth building strategy *5- optimize lifestyle +stages of financial independence -stage 3: debt-freedom christian personal finance credit debt & personal financing strategies debt friday q & a shows long-term travel money & morality recreational vehicles Oct 19, 2018

It's Friday! That means it's Q&A time. Today we cover:

If I have no credit (because I haven't borrowed money in >25 years) should I work on building my credit score?
What has traveling like for Joshua and what are his plans for Radical Personal Finance.

Joshua

If you'd like to be on next week's Q&A call, sign up here: www.radicalpersonalfinance.com/patron

591-Friday Q&A (Credit Card Edition): New Cards, Refinancing Mortgages, and Credit Freezes

#podcast episodes (all) +stages of financial independence -stage 3: debt-freedom credit cards credit debt & personal financing strategies credit freeze debt friday q & a shows general principles secured vs. unsecured debt Oct 12, 2018

Today we tackle:

How do I get new credit cards when I've already maxed out my limits?
Should I refinance my mortgage over onto my credit cards so I can drop Private Mortgage Insurance?
How should I handle a credit freeze on my accounts?

Remember, go buy the credit card course this weekend. It's at www.radicalpersonalfinance.com/creditcardcourse and you can save $10 with promo code CREDITCARDTEN.

Joshua

590-Who Should Never Have a Credit Card?

#podcast episodes (all) +stages of financial independence -stage 3: debt-freedom consumer credit and credit management credit cards credit debt & personal financing strategies debt Oct 11, 2018

There are people who should never, ever, have a credit card. And of course they shouldn't buy my new course "How to Borrow Money Safely and Never Pay Interest Using Credit Cards."

But, everyone else should buy it. Go here: www.radicalpersonalfinance.com/creditcardcourse

Save $10 with promo code: CREDITCARDTEN

Joshua

589-How to Manage Cash While You Pay Off Your Credit Cards

#podcast episodes (all) +stages of financial independence -stage 3: debt-freedom cash management consumer credit and credit management credit cards credit debt & personal financing strategies debt general principles Oct 10, 2018

Credit cards can be really useful. But contrary to popular opinion, they're not the most useful when you're broke. They're more useful when you have a little cash.

Enjoy this excerpt from my new course "How to Borrow Money Safely and Never Pay Interest Using Credit Cards."

And then go buy it here: www.radicalpersonalfinance.com/creditcardcourse

Use "CREDITCARDTEN" to save $10. Until Monday only.

Joshua

588-Credit Card Loans Can Provide a Way to Privately Purchase Goods and Services

#podcast episodes (all) *4- avoid catastrophe +stages of financial independence -stage 3: debt-freedom asset protection planning consumer credit and credit management credit cards credit debt & personal financing strategies debt financial privacy general principles privacy Oct 09, 2018

One of the most under-appreciated aspects of credit cards is the significant privacy they can afford you. Listen to the show for details.

Remember, please sign up for my new credit card course: www.radicalpersonalfinance.com/creditcardcourse

Use coupon code "CREDITCARDTEN" to save $10 off the price. (Good until 10/15/18.)

Thank you!

Joshua

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